American Express reported third-quarter 2026 net income of $3.7 billion, or diluted earnings per share of $5.42, up 31% from the prior year period. Total revenues net of interest expense reached a record $20.1 billion, reflecting 9% year-over-year growth driven by higher card member spending and strong card fee revenue. The company raised its full-year 2026 earnings per share guidance to between $18.30 and $18.60 from previous estimates. Adjusted EPS for the quarter was $4.68, excluding a gain on the sale of Global Business Travel Group and restructuring charges. American Express operates as a global payments network and premium lifestyle brand providing financial services to consumers and businesses.