Credicorp Ltd. reported unaudited second quarter 2026 results, posting net income attributable to the company of S/1,981.9 million, an 8.8% year-over-year increase and a 3.9% sequential decline. Return on equity reached 20.3%, while total loans grew 13.1% year-over-year to S/159.4 billion, driven by retail and wholesale banking at BCP and Mibanco. The non-performing loan ratio improved to 4.1%, though cost of risk rose to 1.9% due to approximately S/106 million in additional provisions for El Niño-related risks. Net interest income increased 13.3% year-over-year, supported by loan growth and lower funding costs. The company also paid a previously declared ordinary dividend of S/50.0 per share during the quarter. Credicorp Ltd. is a leading financial services holding company in Peru with operations in banking, insurance, pensions, and digital innovation across the Andean region.
