Banco de Chile reported third-quarter 2026 net income of Ch$287,734 million (approximately USD 315 million), a 1.8% decline from the prior year period. Operating revenues rose 3.0% to Ch$757,587 million, driven by higher customer income and non-customer financial gains. However, these increases were offset by a 21.2% surge in credit loss expenses to Ch$96,392 million due to rising delinquency in the retail segment, as well as a 7.2% increase in operating costs linked to salary inflation adjustments and collective bargaining bonuses. The bank's return on average capital stood at 21.4%. Banco de Chile is a leading full-service financial institution providing banking, insurance, and investment services in Chile.
