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Bread Financial Holdings, Inc. issued a press release on August 17, 2026, providing a performance update for the month…

BFHIPBread Financial Holdings, Inc.

Bread Financial Holdings, Inc. issued a press release on August 17, 2026, providing a performance update for the month ended July 31, 2026. End-of-period credit card and other loans totaled $18,543 million, up from $17,594 million in the prior year period. Average loans increased 4.9% to $18,449 million. Net principal losses were $106 million, resulting in a net principal loss rate of 6.80%, down from 7.63% in July 2025. Delinquencies (30 days+) stood at $876 million against period-end loans of $16,378 million, yielding a delinquency rate of 5.35%, compared to 5.82% in the prior year. Bread Financial Holdings, Inc. is a tech-forward financial services company that provides payment, lending, and saving solutions to U.S. consumers.

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