Earnings ·
Capital City Bank Group reports Q3 diluted EPS of $0.99 on net interest margin expansion to 4.42%
CCBGCapital City Bank Group Inc
Capital City Bank Group reported third-quarter 2026 net income attributable to common shareowners of $16.9 million, or $0.99 per diluted share, compared to $0.95 in the prior quarter and $0.93 a year ago. Tax-equivalent net interest income rose to $45.1 million as the net interest margin expanded seven basis points to 4.42%, driven by higher investment security yields and lower deposit costs. Noninterest income decreased $1.2 million due to lower mortgage banking revenues, while noninterest expense fell slightly. Credit quality improved with a provision benefit of $0.1 million and nonperforming assets declining to $9.7 million. The company operates as a financial holding company providing traditional banking, mortgage, wealth management, and brokerage services in Florida, Georgia, and Alabama.