Earnings ·
Reports Q3 net income of $6,043,000 or $0.57 per share
CCFNMUNCY COLUMBIA FINANCIAL Corp
Muncy Columbia Financial Corporation reported third-quarter 2026 GAAP net income of $6,043,000, or $0.57 per share, down from $6,719,000, or $0.63 per share, in the same period last year. Net interest income rose to $17,633,000 from $15,651,000, driven by a higher fully-tax-equivalent net interest margin of 4.54% compared to 4.15%. The company recorded a provision for credit losses of $942,000 against $479,000 previously and recognized $2,404,000 in realized losses on available-for-sale debt securities as part of a balance sheet repositioning strategy. Total non-interest income fell to $611,000 from $2,892,000 due largely to the security sales. The company operates as a financial holding company and bank holding company serving communities in Pennsylvania.