Earnings ·
Civista Bancshares reports Q3 net income of $16.0 million, up 25.5% year-over-year
CIVBCivista Bancshares, Inc.
Civista Bancshares, Inc. announced preliminary unaudited earnings for the third quarter ended September 30, 2026, reporting net income of $16.0 million, or $0.77 per diluted share, a 25.5% increase from $12.8 million in the prior-year period. Net interest margin expanded 35 basis points year-over-year to 3.93%, while the efficiency ratio improved to 55.3%. Pre-provision net revenue reached $21.1 million, and total loans grew by $38.0 million during the quarter. The company also declared a quarterly cash dividend of $0.18 per share. Civista Bancshares operates as a financial holding company providing full-service banking, commercial lending, mortgage, and wealth management services.