Earnings ·
Reports Q3 diluted EPS of $4.06 as revenue rises 26% to $1.01 billion
ENVAEnova International, Inc.
Enova International reported third-quarter 2026 results with total revenue increasing 26% year-over-year to $1.01 billion, driven by a 31% rise in originations to $2.6 billion. Diluted earnings per share grew 34% to $4.06, while adjusted EPS rose 33% to $4.48. Net income reached $107 million, and adjusted EBITDA increased 23% to $269 million. The company reported a net revenue margin of 61%, up from 57% in the prior year period, supported by stable credit performance and a consolidated net charge-off ratio of 8.1%. Total loans and finance receivables grew 30% to a record $5.9 billion. Enova repurchased $46 million of common stock during the quarter, leaving $252 million in available share repurchase capacity. The company operates as an online financial services provider offering consumer and small business credit products.