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Home BancShares receives $80.7M payment on non-performing loan, reducing NPL ratio by 48 bps
HOMBHome Bancshares Inc
Home BancShares received an approximately $80.7 million payment from a borrower's sale of collateral securing a previously disclosed $92.1 million non-performing lending relationship in its Texas market. This payment completes the first phase of the credit resolution, reducing the loan's remaining carrying amount to approximately $11.4 million. The proceeds represent about 95% of the appraised value of the sold collateral. As of September 30, 2026, this relationship accounted for roughly 45.9% of non-performing loans and 37.5% of non-performing assets. The payment reduces the ratio of non-performing loans to total loans by approximately 48 basis points and non-performing assets to total assets by 34 basis points. The company anticipates completing the second phase, involving the sale of remaining collateral, during the fourth quarter of 2026, which may result in a recovery of amounts previously charged off. Home BancShares operates as a bank holding company providing financial services.