MetroCity Bankshares reported third-quarter 2026 net income of $24.3 million, or $0.84 per diluted share, compared to $22.1 million, or $0.76 per diluted share, in the second quarter and $17.3 million, or $0.67 per diluted share, a year earlier. For the nine months ended September 30, net income was $68.7 million, or $2.37 per diluted share. The company also reported an annualized return on average assets of 2.12% and a net interest margin of 4.07%. MetroCity Bankshares operates as the holding company for Metro City Bank, providing banking services in the Atlanta metropolitan area and other states.