National Bank Holdings Corporation reported third-quarter 2026 results, posting adjusted net income of $70.9 million, or $1.56 per diluted share. The bank generated record loan originations of $3.1 billion over the trailing twelve months and maintained a top-quartile fully taxable equivalent net interest margin of 4.00%. Third-quarter charge-offs drove a $40.6 million provision expense related to commercial loans in the franchise and healthcare industries, alongside a $4.0 million impairment on a FinTech partnership investment. The company also announced an agreement to sell its Palm Beach, Florida banking center for a deposit premium of 5.00%, subject to a minimum of $8.8 million, with closing expected in mid-2027. National Bank Holdings operates as a regional bank holding company providing commercial and consumer banking services across the western United States.
