NMI Holdings reported third-quarter 2026 net income of $93.5 million, or $1.23 per diluted share, compared to $105.8 million in the prior quarter and $96.0 million a year ago. Net premiums earned were $155.5 million, while insurance claims rose to $29.1 million, pushing the loss ratio to 18.7% from 8.3% in Q2. The company also reported total revenue of $187.6 million and primary insurance-in-force of $229.7 billion at quarter-end.
