Norwood Financial Corp's bank subsidiary, Wayne Bank, is facing potential credit loss exposure from two customers filing for Chapter 11 bankruptcy in June 2026. The Bank holds five loans to four corporate entities controlled by these Borrowers totaling $22.0 million, which is the Bank's participation interest in a total credit of $29.0 million. The Company anticipates providing further details regarding the lending relationship and loss exposure analysis in its second quarter earnings release on or about July 22, 2026. Norwood Financial Corp is a financial services company providing banking services through its subsidiary.