Earnings ·
OppFi reports Q3 net income of $34.5M, diluted EPS of $0.40
OPFIOppFi Inc.
OppFi Inc. reported third-quarter 2026 results with total revenue of $149.2 million, a 3.8% decline year over year, driven by lower receivables balances and yield. Net income attributable to OppFi was $34.5 million, or $0.40 diluted EPS, compared to $75.9 million in the prior-year period. Adjusted net income fell 22.5% to $31.6 million, or $0.37 adjusted diluted EPS. The company repurchased $6.7 million of common stock during the quarter and updated its full-year 2026 guidance, lowering total revenue expectations to a range of $600 million to $610 million and adjusted net income to $115 million to $120 million. OppFi operates as a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans.