Provident Financial Holdings, Inc. reported fourth quarter and fiscal year 2026 financial results on July 28, 2026. For the quarter ended June 30, 2026, net income rose 61% sequentially to $2.18 million, or $0.35 per diluted share, compared to $1.35 million in the prior quarter. Net interest margin expanded to 3.21%. For the full fiscal year 2026, net income increased 6% to $6.66 million, with diluted earnings per share of $1.03. Total deposits reached $910.4 million at June 30, 2026, and loans held for investment totaled $1.03 billion. The company also repurchased 89,974 shares during the quarter at an average cost of $16.97 per share. Provident Financial Holdings is a financial holding company that operates a savings bank.
