Earnings ·
Southern First Bancshares, Inc. reported second quarter 2026 financial results for the period ended June 30, 2026
SFSTSouthern First Bancshares Inc
Southern First Bancshares, Inc. reported second quarter 2026 financial results for the period ended June 30, 2026. Net income reached $11.2 million, a 70% increase from $6.6 million in the second quarter of 2025, resulting in diluted earnings per share of $1.20. Total revenue rose 25% year-over-year to $35.9 million, driven by a 28% increase in net interest income to $32.4 million. The company strengthened its capital position by raising $65.2 million through the issuance of 1.2 million additional common shares earlier in the quarter. Total loans grew to $4.0 billion, while retail deposits increased by $184 million. The company is a financial holding company providing banking services through Southern First Bank.