Earnings ·
USCB Financial Holdings, Inc. reported second quarter 2026 net income of $9.1 million, or $0.49 per diluted share…
USCBUscb Financial Holdings, Inc.
USCB Financial Holdings, Inc. reported second quarter 2026 net income of $9.1 million, or $0.49 per diluted share, increasing from $8.1 million, or $0.40 per share, in the same period of 2025. Total assets surpassed $3 billion, reaching $3.02 billion at June 30, 2026, up 11.0% year-over-year. The company achieved a net interest margin of 3.49% and an efficiency ratio of 49.97%. Total loans held for investment grew to $2.32 billion, while total deposits reached $2.45 billion. The Board of Directors declared a quarterly cash dividend of $0.125 per share of Class A common stock, payable on September 4, 2026. USCB Financial Holdings, Inc. is a bank holding company that operates U.S. Century Bank.