Earnings ·
Vroom reports $9.8M Q3 loss, updates full-year guidance to $460-$485M origination volume
VRMVroom, Inc.
Vroom reported a net loss of $9.8 million for the third quarter ended September 30, 2026, compared to a $27.1 million loss in the prior year period. The company cited a $16.9 million year-over-year improvement driven by lower mark-to-market losses resulting from its rebuilt internal customer scoring model implemented in September 2025. However, net loss increased $10.4 million sequentially due to seasonality, rising interest rates, and higher lifetime loss expectations on legacy vintages. Vroom updated its full-year indirect origination volume guidance to $460-$485 million and adjusted net loss guidance to $30-$35 million. The company ended the quarter with $91.1 million in stockholders' equity and $64.2 million in total available liquidity, including $33.0 million in cash.