Earnings ·
First Capital reports Q3 net income of $5.1M, or $1.53 per diluted share
FCAPFirst Capital Inc
First Capital, Inc. reported net income of $5.1 million, or $1.53 per diluted share, for the quarter ended September 30, 2026, compared to $4.5 million, or $1.34 per diluted share, in the prior-year period. Net interest income after provision for credit losses rose $1.3 million, driven by a higher average tax-equivalent yield on interest-earning assets and increased asset balances. Noninterest expenses grew $545,000 due to compensation increases and inflationary pressures, while noninterest income declined slightly. For the nine-month period, net income reached $14.2 million, or $4.25 per diluted share. The company operates as a bank holding company for First Harrison Bank in Indiana and Kentucky.