Recent Updates — FCAP

First Capital, Inc. reported net income of $5.1 million, or $1.53 per diluted share, for the quarter ended September 30, 2026, compared to $4.5 million, or $1.34 per diluted share, in the prior-year period. Net interest income after provision for credit losses rose $1.3 million, driven by a higher average tax-equivalent yield on interest-earning assets and increased asset balances. Noninterest expenses grew $545,000 due to compensation increases and inflationary pressures, while noninterest income declined slightly. For the nine-month period, net income reached $14.2 million, or $4.25 per diluted share. The company operates as a bank holding company for First Harrison Bank in Indiana and Kentucky.

First Capital, Inc. reported net income of $4.8 million, or $1.43 per diluted share, for the quarter ended June 30, 2026, compared to $3.8 million, or $1.13 per diluted share, for the same period in 2025. The company's tax-equivalent net interest margin increased to 3.98% from 3.59%. For the six months ended June 30, 2026, net income was $9.1 million, or $2.72 per diluted share. The company also reported cash dividends of $0.31 per share for the quarter. First Capital, Inc. is a financial holding company for First Harrison Bank, operating in the banking industry.