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FirstCash Holdings, Inc. entered into the Tenth Amendment to its Amended and Restated Credit Agreement on August 27…

FCFSFirstCash Holdings, Inc.

FirstCash Holdings, Inc. entered into the Tenth Amendment to its Amended and Restated Credit Agreement on August 27, 2026, increasing the total lender commitment from $700 million to $1.055 billion and extending the maturity date to August 27, 2031. The amendment permits borrowings in U.S. Dollars and Pounds Sterling, reduces unused commitment fees, and increases the permitted consolidated net leverage ratio to 3.5 times consolidated EBITDA. Interest rates are based on SOFR for USD and SONIA for GBP, plus a 2.50% margin. CEO Rick Wessel stated the additional capacity supports long-term growth, including the expected acquisition of Ramsdens pawn stores in the U.K., pending regulatory approval. FirstCash is the leading international operator of more than 3,300 retail pawn stores.

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