Earnings ·
Kentucky First Federal Bancorp reports Q3 net income of $919K, or $0.11 per share
KFFBKentucky First Federal Bancorp
Kentucky First Federal Bancorp reported unaudited net income of $919,000, or $0.11 diluted earnings per share, for the three months ended September 30, 2026. This represents a significant increase from the $344,000, or $0.04 per share, reported in the same period of 2025. The growth was driven by a 25.5% rise in net interest income to $3.1 million, resulting from higher average rates on loans and lower funding costs, alongside decreased non-interest expenses. These gains were partially offset by a $40,000 provision for credit losses and increased tax expense. The company reported total assets of $356.3 million and book value per share of $6.30 at quarter-end. Kentucky First Federal Bancorp operates as the holding company for community savings banks in Kentucky.