Kentucky First Federal Bancorp reported unaudited financial results for the quarter and twelve months ended June 30, 2026. Net income increased to $680,000 ($0.08 diluted EPS) for the three-month period, up from $176,000 ($0.02 diluted EPS) in the prior year comparable quarter. For the twelve months ended June 30, 2026, net earnings totaled $1.9 million ($0.24 diluted EPS), compared to $181,000 ($0.02 diluted EPS) for the same period in 2025. The quarterly increase was driven by a 33.9% rise in net interest income to $3.1 million, resulting from higher average rates on loans and lower funding costs, partially offset by an increased provision for loan losses of $186,000. Total assets decreased 2.4% to $362.4 million, while book value per share rose to $6.22. Kentucky First Federal Bancorp operates as a bank holding company providing financial services through its subsidiary savings banks in Kentucky.

Kentucky First Federal Bancorp declared a quarterly cash dividend of $0.05 per share for common stockholders. The payment is scheduled for September 21, 2026, to shareholders of record as of August 31, 2026. Concurrently, the members of First Federal MHC voted to waive their right to receive these dividends for the next 12 months. First Federal MHC holds approximately 58.5% of the company's outstanding shares. Kentucky First Federal Bancorp operates as a financial services holding company providing banking and savings services through its subsidiaries in Kentucky.