Nu Holdings Ltd. commenced operations in the United States on September 10, 2026, launching a full suite of financial products and introducing Nu Global, a multi-currency digital account. U.S. services are provided through a partnership with FDIC-insured Lead Bank, offering deposit accounts yielding 3.50% APY, fee-free money transfers, and a no-annual-fee credit card with unlimited 1.5% cashback. The company previously received preliminary conditional approval for a national bank charter from the U.S. Office of the Comptroller of the Currency in January 2026. Nu Global enables international transfers across more than 35 countries, offers yields on stablecoin deposits, and allows trading of digital assets like Bitcoin and Ethereum. Nu Holdings Ltd. operates as a financial technology company providing digital banking services.
