Nu Holdings Ltd. commenced operations in the United States on September 10, 2026, launching a full suite of financial products and introducing Nu Global, a multi-currency digital account. U.S. services are provided through a partnership with FDIC-insured Lead Bank, offering deposit accounts yielding 3.50% APY, fee-free money transfers, and a no-annual-fee credit card with unlimited 1.5% cashback. The company previously received preliminary conditional approval for a national bank charter from the U.S. Office of the Comptroller of the Currency in January 2026. Nu Global enables international transfers across more than 35 countries, offers yields on stablecoin deposits, and allows trading of digital assets like Bitcoin and Ethereum. Nu Holdings Ltd. operates as a financial technology company providing digital banking services.

Nu Holdings Ltd., the largest digital bank in Latin America, reported second quarter 2026 financial results ending June 30, 2026. The company achieved record net income of $1.1 billion, up 49% year-over-year and 17% sequentially, driven by a 39% increase in gross revenue to nearly $5.9 billion. Total customers reached 139 million globally, with significant growth in Brazil (118 million), Mexico (16 million), and Colombia (over 5 million). The total credit portfolio expanded 37% year-over-year to $39.4 billion, while deposits grew 18% to $45.3 billion. Risk-adjusted net interest margin improved to 12.4%, and return on equity closed at 33%. Nu Holdings Ltd. operates in the digital banking and financial services industry.