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Financial Statements — ABCB

Balance Sheet

(in billions USD)
MetricQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Cash & Equivalents1.201.331.091.041.171.291.221.361.361.211.171.551.322.021.121.332.313.804.063.75
Net Loans & Leases----------------------------------------
Total Assets28.4928.1127.5227.1026.6826.5126.2626.4026.5225.6625.2025.7025.8026.0925.0523.8123.6923.5623.8622.53
Total Deposits22.5922.6422.3822.2321.9321.9121.7221.8821.4421.0020.7120.5920.4419.9019.4619.4719.6819.5919.6718.83
Total Liabilities24.4024.0323.4423.0822.7622.6922.5122.7222.9522.1721.7822.3522.5222.8421.8620.6920.6120.5520.8919.63
Retained Earnings2.352.312.212.122.021.931.851.771.681.601.541.481.411.361.311.241.161.081.010.93
Total Stockholder Equity4.094.084.084.023.923.823.753.683.573.483.433.353.283.253.203.123.073.012.972.90
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Income Statement

(in millions USD) (except per-share rows)
MetricQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Interest & Dividend Income365.58351.77358.06355.05347.64333.78346.36355.15347.32329.45332.21330.55321.95295.72273.64234.30202.57183.37178.37173.05
Interest Expense------------------128.06126.11122.80112.4184.0649.5121.3211.2010.8311.5311.39
Net Interest Income252.48244.44245.31237.96231.81221.84221.82214.06211.92201.39206.10207.75209.54211.65224.14212.98191.36172.54166.84161.66
Provision for Credit Losses17.2516.5522.9522.632.7721.8912.816.3125.3525.5230.4030.1043.6449.3824.6517.4713.23(2.73)(13.62)(3.98)
Non-interest Income73.5369.9261.8376.2768.9164.0268.9669.7188.7165.8856.2563.1867.3556.0548.3565.3283.8486.9181.7776.56
Non-interest Expense242.71157.08143.09154.57155.26151.03151.95151.78155.36148.71149.01141.45148.40139.42135.06139.58142.20143.82138.37137.20
Pretax Income66.05140.73141.09137.04142.69112.94126.02125.89126.5097.4590.39105.0382.9778.55104.53121.08118.09109.40--110.70
Tax Provision14.6030.2332.7431.0132.8625.0031.6526.6735.7223.1424.4524.9120.3418.1322.3128.5228.0227.7125.5329.02
Net Income51.45110.49108.36106.03109.8387.9494.3899.2190.7974.3165.9380.1162.6460.4282.2292.5690.0781.7081.9481.68
Basic EPS0.771.641.591.551.601.281.371.441.321.080.961.160.910.871.191.341.301.181.181.18
Diluted EPS0.771.631.591.541.601.271.351.441.321.080.951.160.910.871.181.341.301.171.171.17
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Cash Flow Statement

(in billions USD)
MetricQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Operating Cash Flow0.080.260.110.100.060.120.130.10(0.10)0.020.210.130.090.13-0.000.350.350.360.27(0.17)
Capital Expenditures0.010.010.010.000.010.000.000.000.000.000.010.000.000.000.000.000.000.000.000.00
Free Cash Flow*0.070.250.100.100.050.110.130.10(0.10)0.020.210.130.090.13-0.000.350.350.360.26(0.17)
Investing Cash Flow(0.49)(0.51)(0.37)(0.47)(0.28)(0.18)(0.05)0.07(0.50)(0.37)0.000.29(0.46)(0.17)(1.35)(1.40)(1.93)(0.21)(0.48)0.06
Financing Cash Flow0.280.490.310.230.090.14(0.22)(0.18)0.750.40(0.60)(0.19)(0.34)0.941.140.070.08(0.42)0.530.56
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* Derived from reported values

Dividends Per Share

(USD)
MetricQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Dividends Per Share0.200.200.200.200.200.200.200.150.150.150.150.150.150.150.150.150.150.150.150.15
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