S&P Global Ratings upgraded Agibank’s credit rating from ‘brAA-’ to ‘brAA’ with a stable outlook on August 20, 2026. This upgrade brings all three major rating agencies—S&P, Fitch, and Moody’s—to an ‘AA’ level assessment for the bank. The agency cited strong operational performance, growth trajectory, revenue expansion, and diversified funding sources as key drivers. Agi Inc operates in the financial services industry, specifically providing hybrid digital and physical banking services.

AGI Inc filed a Form 6-K on August 5, 2026, attaching its Second Quarter 2026 Earnings Call Presentation. The filing reports R$1.3 billion in Net Interest Income and R$200.3 million in net income for the quarter ended June 30, 2026. Credit origination reached R$7.2 billion, while the active customer base grew to 7.6 million. The company highlighted operational improvements following regulatory disruptions, noting a market share increase in INSS payroll credit to 9.6% and an NPL ratio of 3.3%. Additionally, AGI Inc introduced a subscription banking model with monthly fees ranging from R$39.90 to R$59.90. The company operates as a digital financial services provider in Brazil.

AGI Inc filed its Form 6-K on August 5, 2026, attaching the second quarter and first half 2026 earnings release. The company reported net income of R$200.3 million for Q2 2026, a 7.4% increase from the prior quarter but down 24.4% year-over-year. Total revenues reached R$3,171.0 million in Q2, up 5.8% sequentially and 26.3% annually. The active customer base grew to 7.6 million, adding over 600,000 new clients during the quarter. Gross credit portfolio expanded 4.4% to R$37.1 billion, with net origination rising 15.0% to R$2.8 billion. The company launched Agi+, a subscription-based banking platform that surpassed 250,000 subscriptions in its first 45 days. Additionally, Lumina Capital increased its ownership stake from 5% to 7%. AGI Inc operates as a technology-powered provider of specialized financial services and digital banking in Brazil.

Agi Inc reported second quarter 2026 financial results for the period ended June 30, 2026. Total revenues increased 26% year-over-year to R$3.2 billion, while net income grew 7% quarter-over-quarter to R$200.3 million. The active customer base expanded 36% year-over-year to 7.6 million, and the total loan portfolio grew 21% to R$37.1 billion. Return on equity (LTM) stood at 21.6%, with a capital adequacy ratio of 18.7%. The company highlighted strong adoption of its Agi+ subscription product, which achieved over 250,000 active subscriptions in its first 45 days. Agi Inc operates as a technology-powered provider of specialized financial services and banking solutions in Brazil.

Fitch Ratings upgraded Agibank’s credit rating from ‘AA-(bra)’ to ‘AA(bra)’, maintaining a Stable Outlook. The upgrade reflects improved business profile, revenue diversification, corporate governance, and internal controls. Key metrics include over 7.0 million active customers and a R$35.5 billion credit portfolio as of March 2026, representing year-over-year growth of 63.9% and 30.3%, respectively. Agi Inc operates in the financial services industry, providing hybrid digital and physical banking solutions.