AIFU Inc. (AIFU)

Insurance Agents, Brokers & Service

Latest Price

$9.01

TTM P/E

Normalized P/E

TTM Div Yield

Fwd Div Yield

Book Value

6.75

P/B Ratio

1.33

Valuation metrics

EPS: $0.42

Book value / share: $0.06

Formula: √(22.5 × EPS × BVPS)

Graham Number

$0.76

92% downside

Norm. op. income: $47M (median of 7yr)

Tax rate: 21%

Discount rate: 10%

Growth assumption: zero (EPV is a no-growth value)

Earnings Power Value

$0.85

91% downside

Base FCF: $98M (median of recent 5yr)

Growth: 25%/yr (median YOY, capped at 25%)

Discount rate: 10%

Terminal growth: 3%

Projection horizon: 10 years

DCF Fair Value

$6.93

23% downside

EPS: $0.42

Target P/E: 15×

Formula: EPS × P/E

P/E Fair Value

$6.30

30% downside