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Recent Updates — AII

August 11, 2026View Source ↗

American Integrity Insurance Group reported second quarter 2026 net income of $34.1 million, or $1.74 per diluted share, with adjusted net income of $34.9 million. Gross premiums written grew 14% year-over-year to $327 million, while net premiums earned increased 58.2% to $104.7 million. The company sold a record 43,000 voluntary new business policies, up 54% from the prior year quarter. Combined ratio improved significantly to 63.4% from 72.9% in the second quarter of 2025. Additionally, American Integrity renewed its catastrophe excess of loss reinsurance program effective June 1, 2026, securing $3 billion of coverage at a cost of $430-$440 million, reflecting risk-adjusted rate decreases of 15-20%. The company operates in the property and casualty insurance industry, specializing in residential homeowners insurance primarily in Florida.