Financial Statements — BANC
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 2.82 | 2.22 | 2.40 | 2.35 | 2.34 | 2.55 | 2.70 | 3.09 | 0.31 | 0.28 | 1.01 | 0.26 | 0.24 | 0.25 | 0.19 | 0.16 | 0.38 |
| Net Loans & Leases | 23.97 | 24.54 | 23.87 | 24.02 | 23.89 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 5.69 |
| Total Assets | 35.03 | 34.72 | 34.01 | 34.25 | 33.78 | 33.43 | 35.24 | 36.07 | 9.25 | 9.37 | 10.04 | 9.37 | 9.50 | 9.58 | 8.28 | 8.03 | 7.93 |
| Total Deposits | 28.12 | 27.32 | 27.18 | 27.53 | 27.19 | 26.83 | 28.80 | 28.89 | 6.64 | 6.87 | 6.95 | 7.28 | 7.56 | 7.48 | 6.54 | 6.21 | 6.14 |
| Long-term Debt | 2.46 | 2.55 | 2.01 | 1.92 | 1.67 | 1.59 | 1.44 | 2.14 | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 31.62 | 31.17 | 30.55 | 30.82 | 30.26 | 29.94 | 31.84 | 32.68 | 8.25 | 8.41 | 9.08 | 8.42 | 8.55 | 8.60 | 7.43 | 7.20 | 7.13 |
| Retained Earnings | (0.43) | (0.18) | (0.31) | (0.37) | (0.39) | (0.48) | (0.48) | (0.50) | 0.31 | 0.28 | 0.26 | 0.23 | 0.21 | 0.19 | 0.15 | 0.13 | 0.12 |
| Total Stockholder Equity | 3.41 | 3.55 | 3.47 | 3.43 | 3.52 | 3.50 | 3.41 | 3.39 | 1.00 | 0.96 | 0.96 | 0.95 | 0.95 | 0.98 | 0.84 | 0.83 | 0.80 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Interest & Dividend Income | 414.60 | 407.44 | -- | 432.54 | 420.51 | 406.66 | -- | 446.89 | 462.59 | 478.70 | -- | 116.22 | 116.15 | 106.92 | 95.97 | 88.42 | 84.27 | 71.79 | 69.68 | 68.62 |
| Interest Expense | -- | -- | -- | -- | -- | 174.29 | -- | 214.72 | 233.10 | 249.60 | -- | 47.00 | 46.52 | 33.87 | 16.57 | 10.12 | 7.83 | 8.82 | 9.83 | 10.70 |
| Net Interest Income | 250.50 | 251.62 | -- | 253.44 | 240.22 | 232.36 | -- | 232.18 | 229.49 | 229.10 | -- | 69.22 | 69.63 | 73.05 | 79.41 | 78.30 | 76.44 | 62.98 | 59.85 | 57.92 |
| Provision for Credit Losses | 161.78 | 9.80 | 6.68 | 9.70 | 39.10 | 9.30 | 13.50 | 9.00 | 12.00 | 11.00 | (143.00) | 5.00 | 1.90 | 2.00 | 0.00 | 0.00 | (31.54) | (1.15) | (2.15) | (1.11) |
| Non-interest Income | (234.10) | 35.33 | -- | 34.28 | 32.63 | 33.65 | -- | (15.45) | 29.79 | 33.82 | -- | 50.78 | 6.02 | 7.86 | 5.68 | 7.19 | 5.91 | 5.52 | 4.17 | 4.38 |
| Non-interest Expense | 189.87 | 181.39 | -- | 185.68 | 185.87 | 183.65 | -- | 196.21 | 203.64 | 210.52 | -- | 56.16 | 49.13 | 51.24 | 50.96 | 48.61 | 46.60 | 37.81 | 40.56 | 46.74 |
| Pretax Income | (335.24) | 95.75 | -- | 92.35 | 47.88 | 73.06 | -- | 11.51 | 44.64 | 42.40 | -- | 58.83 | 24.62 | 27.67 | 34.13 | 36.87 | 67.30 | 31.83 | 25.61 | 16.67 |
| Tax Provision | (93.89) | 23.80 | -- | 22.72 | 19.50 | 19.49 | -- | 2.73 | 14.30 | 11.55 | -- | 16.26 | 6.75 | 7.40 | 9.93 | 10.16 | 18.79 | 8.66 | 6.56 | 2.29 |
| Net Income | (241.35) | 71.95 | 77.39 | 69.63 | 28.39 | 53.57 | 56.92 | 8.78 | 30.33 | 30.85 | -- | 42.57 | 17.88 | 20.28 | 24.20 | 26.71 | 48.51 | 23.17 | 19.05 | 14.38 |
| Basic EPS | (1.61) | 0.40 | -- | 0.38 | 0.12 | 0.26 | -- | (0.01) | 0.12 | 0.12 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Diluted EPS | (1.61) | 0.39 | -- | 0.38 | 0.12 | 0.26 | -- | (0.01) | 0.12 | 0.12 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
Cash Flow Statement
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 0.16 | 0.05 | 0.10 | 0.08 | 0.06 | 0.02 | 0.08 | 0.05 | 0.04 | (0.09) | 0.04 | 0.04 | 0.04 | 0.01 | 0.03 | 0.04 | 0.07 | 0.01 | 0.03 | 0.01 |
| Capital Expenditures | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow* | 0.16 | 0.05 | 0.08 | 0.08 | 0.06 | 0.01 | 0.08 | 0.04 | 0.03 | (0.09) | 0.03 | 0.04 | 0.04 | 0.01 | 0.02 | 0.03 | 0.07 | 0.00 | 0.03 | 0.01 |
| Investing Cash Flow | 0.15 | (0.04) | (0.89) | 0.29 | (0.49) | (0.38) | (0.27) | 1.66 | 0.39 | 0.11 | 12.57 | 0.17 | (0.08) | (0.05) | 0.14 | 0.15 | 0.02 | (0.15) | 0.41 | (0.21) |
| Financing Cash Flow | 0.29 | (0.10) | 0.69 | (0.32) | 0.44 | 0.21 | 0.13 | (1.85) | (0.82) | (2.31) | (9.55) | (0.19) | (0.69) | 0.83 | (0.19) | (0.17) | (0.10) | 0.18 | (0.40) | 0.22 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Dividends Per Share | 0.12 | 0.10 | 0.10 | 0.10 | 0.10 | 1.22 | 0.10 | 0.10 | 0.10 | 1.76 | 0.10 | 0.10 | 0.10 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
