Recent Updates — BDFNV

Bread Financial Holdings released a performance update for the month ended October 31, 2026, showing end-of-period credit card and other loans totaling $18.96 billion, up from $17.69 billion in the prior year period. Average loans increased 6.9% year-over-year to $18.85 billion. The company reported net principal losses of $107 million against a loss rate of 6.69%, an improvement from the 7.50% rate recorded in October 2025. Delinquency rates (30 days+) declined to 5.64% from 6.05% year-over-year, with principal delinquencies at $939 million against total loans of $16.67 billion. Bread Financial Holdings is a tech-forward financial services company that provides payment, lending, and saving solutions to U.S. consumers.