Financial Statements — BETR
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.10 | 0.06 | 0.07 | 0.09 | 0.11 | 0.21 | 0.32 | 0.42 | 0.53 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Current Assets | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | 0.01 | 0.00 | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 1.54 | 1.57 | 1.38 | 1.23 | 1.00 | 0.85 | 0.96 | 0.84 | 0.94 | 0.02 | 0.02 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 |
| Total Deposits | 0.75 | 0.76 | 0.69 | 0.48 | 0.26 | 0.10 | 0.04 | 0.01 | 0.01 | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Current Liabilities | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 1.48 | 1.56 | 1.34 | 1.16 | 1.11 | 0.84 | 0.91 | 0.77 | 0.78 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | -- |
| Retained Earnings | (2.18) | (2.15) | (2.04) | (2.00) | (1.96) | (1.85) | (1.80) | (1.76) | (1.66) | 0.00 | 0.00 | -0.00 | -0.00 | (0.01) | (0.01) | -- | -0.00 |
| Total Stockholder Equity* | 0.06 | 0.01 | 0.04 | 0.08 | (0.10) | 0.00 | 0.04 | 0.08 | 0.16 | 0.00 | 0.00 | 0.02 | 0.02 | 0.01 | 0.00 | 0.25 | -- |
* Derived from reported values
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4.85 | 2.14 | 2.76 | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Interest Income | 2.12 | 1.55 | 4.74 | 4.67 | 4.07 | 3.95 | 4.15 | 4.42 | 5.15 | -- | 0.91 | 0.91 | -- | -- | -- | -- | -- | -- | -- | -- |
| Pretax Income | (31.40) | (50.92) | (40.25) | (38.98) | (36.18) | (50.41) | (58.84) | (54.08) | (41.16) | (51.35) | (61.52) | (339.37) | -- | -- | -- | -- | -- | -- | -- | -- |
| Tax Provision | 0.06 | (1.57) | (0.33) | 0.14 | 0.09 | 0.14 | 0.38 | 0.13 | 0.20 | 0.14 | (0.54) | 0.66 | -- | -- | -- | -- | -- | -- | -- | -- |
| Net Income | (30.59) | (70.31) | (39.92) | (39.12) | (36.27) | (50.56) | (59.22) | (54.21) | (41.36) | (51.49) | (195.43) | (340.03) | (0.83) | (0.13) | 6.91 | (0.97) | 1.79 | 1.01 | 2.36 | (1.54) |
| Basic EPS | (1.64) | (4.29) | (2.52) | (2.56) | (2.39) | (3.33) | (9.95) | (3.58) | (0.05) | (0.07) | 0.14 | (0.68) | -- | -- | -- | -- | -- | -- | -- | -- |
| Diluted EPS | (1.64) | (4.29) | (2.52) | (2.56) | (2.39) | (3.33) | (9.95) | (3.58) | (0.05) | (0.07) | 0.14 | (0.68) | -- | -- | -- | -- | -- | -- | -- | -- |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 23.47 | (125.18) | (57.27) | 4.21 | (56.33) | (57.19) | (106.03) | (10.56) | (220.58) | (42.81) | (83.55) | (79.51) | 0.24 | 3.11 | (4.37) | 3.68 | (0.08) | (0.38) | (1.03) | (0.13) |
| Capital Expenditures | 0.09 | 0.38 | 0.34 | 0.24 | 0.41 | 0.20 | 0.47 | 1.19 | 1.26 | 0.47 | 0.12 | 0.33 | -- | -- | -- | -- | -- | -- | -- | -- |
| Free Cash Flow* | 23.37 | (125.55) | (57.61) | 3.97 | (56.73) | (57.39) | (106.50) | (11.75) | (221.83) | (43.28) | (83.68) | (79.84) | -- | -- | -- | -- | -- | -- | -- | -- |
| Investing Cash Flow | 20.80 | (11.59) | (71.98) | (207.56) | (223.12) | (158.84) | (31.98) | (48.85) | (29.59) | (33.39) | 3.40 | (305.12) | 0.00 | 263.12 | -- | -- | (0.42) | (0.02) | 0.00 | 0.00 |
| Financing Cash Flow | 3.68 | 105.24 | 158.96 | 190.02 | 246.53 | 118.82 | 146.02 | (51.72) | 145.98 | (1.15) | 53.73 | 593.19 | 0.00 | (265.52) | 0.00 | 0.50 | 0.50 | 0.40 | 0.95 | 0.00 |
* Derived from reported values
