Financial Statements — BFC
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.27 | 0.40 | 0.13 | 0.12 | 0.30 | 0.20 | 0.10 | 0.08 | 0.08 | 0.11 | 0.17 | 0.14 | 0.04 | 0.11 | 0.30 | 0.25 | 0.26 |
| Total Assets | 5.95 | 6.07 | 4.42 | 4.37 | 4.51 | 4.29 | 4.15 | 4.10 | 4.09 | 4.09 | 4.17 | 3.64 | 2.96 | 2.92 | 2.85 | 2.82 | 2.85 |
| Total Deposits | 4.99 | 5.09 | 3.54 | 3.60 | 3.67 | 3.48 | 3.40 | 3.42 | 3.40 | 3.41 | 3.46 | 3.14 | 2.60 | 2.56 | 2.47 | 2.45 | 2.45 |
| Long-term Debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total Liabilities | 5.13 | 5.25 | 3.79 | 3.75 | 3.86 | 3.67 | 3.53 | 3.49 | 3.51 | 3.52 | 3.60 | 3.20 | 2.65 | 2.61 | 2.53 | 2.51 | 2.54 |
| Retained Earnings | 0.45 | 0.43 | 0.40 | 0.39 | 0.41 | 0.38 | 0.37 | 0.36 | 0.32 | 0.30 | 0.29 | 0.28 | 0.28 | 0.27 | 0.25 | 0.24 | 0.23 |
| Total Stockholder Equity | 0.82 | 0.82 | 0.63 | 0.61 | 0.65 | 0.63 | 0.61 | 0.61 | 0.58 | 0.57 | 0.56 | 0.44 | 0.31 | 0.32 | 0.32 | 0.31 | 0.30 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 75.72 | 73.61 | 56.64 | 55.46 | 54.58 | 55.05 | 53.75 | 54.03 | 49.35 | 49.27 | 48.66 | 46.99 | 45.93 | 40.90 | 35.75 | 30.74 | 25.82 | 24.22 | 25.04 | 24.90 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 15.92 | 15.75 | 12.93 | 11.66 | 8.67 | 5.13 | 3.05 | 2.34 | 1.93 | 1.81 | 1.96 |
| Net Interest Income | 55.03 | 53.22 | 40.17 | 38.25 | 36.70 | 36.54 | 35.56 | 35.88 | 33.01 | 33.35 | 32.92 | 34.06 | 34.27 | 32.23 | 30.62 | 27.69 | 23.48 | 22.29 | 23.23 | 22.93 |
| Provision for Credit Losses | -- | -- | 0.00 | 0.65 | 0.20 | 0.40 | (1.00) | 0.00 | 0.00 | 0.20 | 0.50 | 0.00 | 0.50 | 4.18 | 0.50 | 0.00 | 0.50 | 1.20 | 0.60 | 0.65 |
| Non-interest Income | 10.00 | 10.53 | 4.76 | 5.95 | 4.92 | 6.59 | 4.51 | 4.89 | 5.88 | 4.40 | 42.95 | 5.25 | 4.07 | 5.85 | 3.90 | 5.17 | 5.55 | 5.23 | 5.71 | 5.03 |
| Non-interest Expense | 34.40 | 39.06 | 22.01 | 21.09 | 20.76 | 20.60 | 19.29 | 20.10 | 19.06 | 20.32 | 29.35 | 19.65 | 19.46 | 19.66 | 17.25 | 18.90 | 13.22 | 12.73 | 13.62 | 12.47 |
| Pretax Income | 30.64 | 24.69 | 22.91 | 22.47 | 20.67 | 22.12 | 21.79 | 20.68 | 19.83 | 17.22 | 46.01 | 19.67 | 18.88 | 14.24 | 16.76 | 13.96 | 15.31 | 13.59 | -- | 14.85 |
| Tax Provision | 5.94 | 4.70 | 4.52 | 4.48 | 3.79 | 3.88 | 4.25 | 4.12 | 3.77 | 1.81 | 11.11 | 4.86 | 4.75 | 3.56 | 3.92 | 3.43 | 3.66 | 3.41 | 3.55 | 3.63 |
| Net Income | 24.69 | 19.99 | 18.39 | 17.99 | 16.88 | 18.24 | 17.54 | 16.55 | 16.06 | 15.41 | 34.90 | 14.80 | 14.13 | 10.68 | 12.84 | 10.53 | 11.65 | 10.18 | 11.16 | 11.22 |
| Basic EPS | 2.21 | 1.78 | 1.87 | 1.83 | 1.71 | 1.82 | 1.75 | 1.65 | 1.59 | 1.51 | 3.39 | 1.43 | 1.37 | 1.09 | 1.43 | 1.26 | 1.55 | 1.34 | 1.47 | 1.46 |
| Diluted EPS | 2.21 | 1.78 | 1.87 | 1.83 | 1.71 | 1.82 | 1.75 | 1.65 | 1.59 | 1.51 | 3.39 | 1.43 | 1.37 | 1.09 | 1.43 | 1.26 | 1.55 | 1.34 | 1.47 | 1.46 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 24.44 | (11.65) | 29.01 | 15.45 | 11.86 | 6.17 | 30.80 | 18.78 | 14.93 | 1.33 | 20.30 | 17.48 | 11.05 | 4.11 | 20.01 | 9.92 | 7.59 | 2.49 | 15.62 | 13.03 |
| Capital Expenditures | 3.76 | 5.24 | 2.69 | 2.98 | 3.62 | 2.15 | 3.40 | 1.85 | 1.21 | 0.78 | 2.17 | 4.56 | 4.05 | 2.70 | 1.55 | 3.38 | 0.94 | 1.00 | 5.82 | 1.07 |
| Free Cash Flow* | 20.68 | (16.89) | 26.32 | 12.47 | 8.24 | 4.01 | 27.41 | 16.94 | 13.73 | 0.55 | 18.13 | 12.92 | 7.00 | 1.41 | 18.47 | 6.54 | 6.65 | 1.48 | 9.80 | 11.95 |
| Investing Cash Flow | (10.84) | 238.85 | 35.36 | (48.56) | (34.31) | 31.54 | (145.67) | (37.45) | (26.89) | (42.93) | 82.50 | (35.27) | 16.19 | 205.57 | (38.58) | 150.35 | (103.52) | (186.05) | (95.14) | 22.45 |
| Financing Cash Flow | (145.72) | (71.76) | 52.65 | 38.97 | (158.08) | 1.82 | 171.77 | 124.15 | 27.53 | (122.49) | 68.89 | (17.76) | (85.60) | (159.34) | (5.53) | (60.81) | 32.57 | (5.94) | 76.43 | 13.41 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q1
2021 | Q4
2020 |
|---|
| Dividends Per Share | 0.55 | 0.50 | 0.45 | 0.45 | 0.40 | 0.45 | 0.45 | 0.40 | 0.35 | 0.35 | 0.30 | 0.30 | 0.30 | 0.25 | 0.50 | 0.21 | 0.22 | 0.22 | 0.21 | 0.21 |
