BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)

State Commercial Banks

Latest Price

$27.55

TTM P/E

10.90

Normalized P/E

14.25

Div Yield

1.46%

Book Value

18.30

P/B Ratio

1.51

Valuation metrics

EPS: $1.99

Target P/E: 14×

Formula: EPS × P/E

P/E Fair Value

$27.86

+1% upside

30.5% held by institutions

Institution	Shares	Value	Ownership %	Change	Filing Date
Fourthstone LLC	334.5K	$8.0M	7.36%	-51.0K	2026-06-30
PETTYJOHN, WOOD & WHITE, INC	218.9K	$5.0M	4.82%	-5.4K	2026-06-30
VANGUARD CAPITAL MANAGEMENT LLC	159.3K	$4.0M	3.51%	-516	2026-06-30
CAPTRUST FINANCIAL ADVISORS	144.0K	$3.0M	3.17%	-3.3K	2026-06-30
Daytona Street Capital LLC	79.1K	$2.0M	1.74%	-78.0K	2026-06-30
North Reef Capital Management LP	50.1K	$1.0M	1.10%	--	2026-06-30
GEODE CAPITAL MANAGEMENT, LLC	42.2K	$1.0M	0.93%	+6.7K	2026-06-30
BRIDGEWAY CAPITAL MANAGEMENT, LLC	37.7K	--	0.83%	+1.4K	2026-06-30
DIMENSIONAL FUND ADVISORS LP	37.2K	--	0.82%	+3.7K	2026-06-30
RENAISSANCE TECHNOLOGIES LLC	30.2K	--	0.66%	--	2026-06-30