Financial Statements — BSAC
Balance Sheet
(in billions CLP)| Metric | FY
2025 | FY
2024 | FY
2023 | FY
2022 | FY
2021 | FY
2020 | FY
2019 |
|---|
| Cash & Equivalents | 2,093.06 | 2,771.00 | 2,760.72 | 2,079.89 | 2,891.90 | 2,984.62 | 3,711.33 |
| Net Loans & Leases | -- | -- | -- | 91.35 | 0.00 | -- | -- |
| Total Assets | 68,147.28 | 68,403.28 | 71,089.44 | 68,422.03 | 63,841.95 | 55,703.22 | 50,574.71 |
| Total Liabilities* | 62,410.98 | 63,044.33 | 65,746.94 | 63,458.08 | 59,414.38 | 9,642.87 | 47,096.21 |
| Retained Earnings | 661.60 | 499.17 | 537.46 | 679.44 | 647.07 | 410.50 | 393.68 |
| Total Stockholder Equity | 5,736.30 | 5,358.96 | 5,342.50 | 4,963.95 | 4,427.57 | 3,704.77 | 3,478.50 |
* Derived from reported values
Income Statement
(in billions CLP) (except per-share rows)| Metric | FY
2025 | FY
2024 | FY
2023 | FY
2022 | FY
2021 | FY
2020 | FY
2019 |
|---|
| Interest Expense | -- | -- | -- | 2,516.54 | -- | -- | -- |
| Pretax Income | 1,245.42 | 1,079.60 | 691.39 | 901.11 | -- | 695.26 | 794.69 |
| Tax Provision | 207.36 | 219.75 | 97.55 | 93.62 | 221.66 | 142.53 | 175.07 |
| Net Income | -- | -- | -- | 807.48 | 852.43 | -- | -- |
| Basic EPS | 5.42 | 4.53 | 3.08 | 4.20 | 4.49 | 2.91 | 3.29 |
| Diluted EPS | 5.42 | 4.53 | 3.08 | 4.20 | 4.49 | 2.91 | 3.29 |
Cash Flow Statement
(in billions CLP)| Metric | FY
2025 | FY
2024 | FY
2023 | FY
2022 | FY
2021 | FY
2020 | FY
2019 |
|---|
| Operating Cash Flow | 55.41 | 482.39 | 1,315.76 | (358.99) | (587.18) | (819.99) | 1,849.17 |
| Investing Cash Flow | (104.94) | (106.58) | (117.85) | (94.60) | (91.77) | (70.10) | (135.37) |
| Financing Cash Flow | (621.10) | (372.85) | (515.29) | (384.32) | 238.66 | 102.09 | (385.29) |
