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Financial Statements — CFR

Balance Sheet

(in billions USD)
MetricQ2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024Q3 2023Q2 2023Q1 2023Q3 2022Q2 2022Q1 2022Q3 2021Q2 2021Q1 2021
Cash & Equivalents6.477.147.947.127.859.207.148.467.627.119.3013.6313.6614.46------
Total Assets53.8852.7252.5351.4152.0051.0148.8449.5148.7548.6051.2552.9551.7851.3047.8646.7044.05
Total Deposits43.3342.8442.5241.6842.3941.7240.3240.8140.9940.7042.1846.5645.6044.4339.6138.7336.93
Total Liabilities49.2648.1948.0747.2147.8946.8745.1845.8745.7545.2147.7850.1348.4447.5243.4942.3239.78
Retained Earnings4.524.414.234.124.033.893.813.733.633.533.433.183.073.002.922.862.80
Total Stockholder Equity4.624.534.464.204.114.143.673.643.003.393.472.813.353.784.374.374.27

Income Statement

(in millions USD) (except per-share rows)
MetricQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Interest & Dividend Income594.76577.97613.57620.11601.96585.12600.69608.16596.29585.50579.08561.11542.33535.20504.53408.33306.60256.26246.89252.24
Interest Expense147.04139.45--178.49172.35168.90--203.83199.57195.45190.93175.69157.06135.38106.0752.7818.397.196.186.11
Net Interest Income447.73438.52448.71441.62429.60416.22413.52404.33396.71390.05388.15385.43385.27399.82398.46355.55288.21249.07240.71246.12
Provision for Credit Losses9.776.7511.226.7813.1313.0716.1619.3915.7913.6515.9811.199.909.103.000.000.000.000.000.00
Non-interest Income128.28136.32132.16125.65117.27124.01122.82113.71111.19111.38113.75106.00103.53105.27105.6899.8297.93101.39109.0693.19
Non-interest Expense361.70365.69371.67352.48347.13348.07336.17323.41316.96326.22365.22293.26285.04285.14281.30257.90246.35238.73238.60218.00
Pretax Income204.54202.41197.98208.01186.62179.10184.01175.24175.15161.56120.70186.98193.85210.84219.84197.47139.79111.73111.17121.31
Tax Provision32.4831.4231.7333.6329.6228.1729.1628.7429.6525.8718.1531.3331.7333.1928.6727.7120.6712.6310.1513.33
Net Income172.06170.99166.25174.38157.00150.92154.85146.50145.50135.69102.55155.65162.12177.65191.17169.76119.1199.10101.02107.98
Basic EPS2.702.652.562.672.392.302.372.242.212.061.552.382.472.712.912.601.821.511.541.66
Diluted EPS2.702.652.562.672.392.302.362.242.212.061.552.382.472.702.912.591.811.501.541.65

Cash Flow Statement

(in billions USD)
MetricQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Operating Cash Flow0.050.240.180.250.14(0.30)0.060.310.130.49(0.08)0.240.150.170.180.24(0.04)0.330.100.20
Capital Expenditures0.060.040.040.040.030.040.040.030.030.040.040.030.040.050.050.030.020.010.030.01
Free Cash Flow*(0.01)0.200.140.210.11(0.34)0.030.280.100.45(0.12)0.210.120.120.140.22(0.05)0.320.070.19
Investing Cash Flow(1.86)(1.33)0.55(0.28)(0.06)(1.82)(0.29)0.18(0.69)0.62(0.11)(0.11)(0.07)(0.65)(1.73)(1.58)(1.71)(3.26)(3.34)0.05
Financing Cash Flow1.13(0.64)0.200.85(0.82)(0.27)1.271.57(0.76)(1.33)1.260.38(2.28)(2.25)(0.06)1.310.950.803.570.81

* Derived from reported values

Dividends Per Share

(USD)
MetricQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Dividends Per Share1.031.001.001.001.000.950.950.950.920.920.920.920.870.870.870.870.750.750.750.75