Recent Updates — COF-PI

Capital One Financial Corporation disclosed its monthly charge-off and delinquency metrics for the period ending June 30, 2026. Domestic credit card loans held for investment averaged $256,201 million with a net charge-off rate of 4.37% and 30+ day performing delinquencies of $8,770 million at a rate of 3.39%. Auto loans in the consumer banking segment reported an average period-end amount of $88,676 million with a net charge-off rate of 1.65% and 30+ day performing delinquencies of $3,862 million at a rate of 4.32%. Capital One Financial Corporation is a financial services company providing credit cards and consumer banking services.

Capital One Financial Corporation reported second quarter 2026 net income of $3.0 billion, or $4.73 per diluted common share, representing a significant increase from $2.2 billion in the first quarter of 2026 and a net loss of $4.3 billion in the second quarter of 2025. Total net revenue was $15.9 billion, up 4 percent. The company is currently 14 months into its integration of Discover, and integration is proceeding well. Capital One is a technology-based financial services company providing credit card, consumer banking, and commercial banking services.