Financial Statements — COSO
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 |
|---|
| Cash & Equivalents | 0.03 | 0.06 | 0.03 | 0.04 |
| Total Assets | 2.42 | 2.35 | 2.26 | 2.22 |
| Total Deposits | 2.05 | 2.06 | 1.95 | 1.97 |
| Total Liabilities | 2.15 | 2.09 | 2.00 | 2.01 |
| Retained Earnings | 0.08 | 0.07 | 0.06 | 0.05 |
| Total Stockholder Equity | 0.27 | 0.26 | 0.25 | 0.21 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 |
|---|
| Interest & Dividend Income | 33.56 | 32.57 | 33.01 | 32.89 | 31.79 |
| Net Interest Income | 20.67 | 19.74 | 19.86 | 19.19 | 18.08 |
| Provision for Credit Losses | 0.66 | 0.38 | 1.16 | 0.65 | 0.75 |
| Non-interest Income | 2.20 | 1.97 | 2.30 | 2.10 | 1.80 |
| Non-interest Expense | 13.37 | 13.04 | 12.26 | 11.86 | 12.09 |
| Pretax Income | 8.84 | 8.29 | 8.73 | 8.78 | 7.03 |
| Tax Provision | 1.50 | 1.96 | 1.60 | 2.04 | 1.06 |
| Net Income | 7.33 | 6.33 | 7.14 | 6.74 | 5.97 |
| Basic EPS | 0.61 | 0.53 | 0.60 | 0.57 | 0.58 |
| Diluted EPS | 0.59 | 0.51 | 0.58 | 0.54 | 0.57 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 |
|---|
| Operating Cash Flow | 9.79 | (20.61) | 85.47 | (5.49) | (16.85) |
| Capital Expenditures | 0.24 | 1.09 | 0.33 | 0.41 | 1.09 |
| Free Cash Flow* | 9.56 | (21.70) | 85.14 | (5.91) | (17.94) |
| Investing Cash Flow | (101.44) | (35.43) | (74.98) | (34.75) | (114.37) |
| Financing Cash Flow | 63.31 | 38.83 | 43.00 | 23.23 | 106.54 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 |
|---|
| Dividends Per Share | 0.05 | 0.05 |
