Financial Statements — CRMT
Balance Sheet
(in billions USD)| Metric | Q1
2027 | Q3
2026 | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.03 | 0.12 | 0.12 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.05 |
| Inventory | 0.04 | 0.10 | 0.10 | 0.11 | 0.14 | 0.12 | 0.11 | 0.11 | 0.11 | 0.13 | 0.13 | 0.12 | 0.12 | 0.11 | 0.10 | 0.07 | 0.07 | 0.06 |
| Property, Plant & Equipment | 0.04 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.07 | 0.07 | 0.06 | 0.05 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 |
| Goodwill | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total Assets | 1.21 | 1.63 | 1.72 | 1.61 | 1.61 | 1.58 | 1.47 | 1.49 | 1.53 | 1.38 | 1.31 | 1.50 | 1.04 | 0.98 | 0.90 | 0.74 | 0.72 | 0.70 |
| Total Liabilities | 0.83 | 1.15 | 1.16 | 1.04 | 1.05 | 1.02 | 1.00 | 1.01 | 1.06 | 0.89 | 0.81 | 1.00 | 0.59 | 0.54 | 0.48 | 0.38 | 0.37 | 0.37 |
| Retained Earnings | 0.46 | 0.57 | 0.64 | 0.67 | 0.66 | 0.66 | 0.65 | 0.66 | 0.65 | 0.68 | 0.68 | 0.69 | 0.63 | 0.61 | 0.59 | 0.52 | 0.50 | 0.48 |
| Total Stockholder Equity | 0.38 | 0.48 | 0.56 | 0.56 | 0.56 | 0.55 | 0.47 | 0.48 | 0.47 | 0.50 | 0.49 | 0.50 | 0.45 | 0.44 | 0.42 | 0.36 | 0.34 | 0.33 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q1
2027 | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Total Revenue | 89.90 | 242.64 | 222.62 | 286.31 | 276.24 | 309.70 | 263.48 | 285.77 | 306.63 | 240.40 | 302.20 | 287.25 | 329.72 | 275.47 | 303.55 | 311.57 | 309.57 | 252.92 | 251.28 | 246.74 |
| Cost of Revenue | 70.27 | 167.02 | 142.86 | 179.02 | 175.08 | 196.90 | 169.37 | 173.22 | 197.85 | 158.25 | 198.56 | 186.57 | 223.60 | 183.01 | 206.14 | 203.88 | 196.45 | 157.25 | 157.17 | 152.76 |
| Gross Profit | 75.49 | 136.19 | 143.93 | 171.18 | 166.23 | 173.28 | 156.35 | 174.05 | 166.82 | 141.36 | 327.17 | 161.19 | 158.64 | 143.52 | 145.70 | 164.15 | 155.39 | 134.65 | 131.13 | 127.57 |
| Selling, General & Admin | 51.55 | 47.95 | 51.51 | 57.22 | 51.41 | 48.34 | 46.46 | 47.41 | 44.53 | 43.56 | 44.86 | 46.71 | 45.81 | 44.74 | 42.91 | 46.47 | 40.99 | 39.18 | 37.16 | 38.80 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | 18.04 | 17.76 | 16.73 | 16.58 | 18.31 | 12.85 | 9.77 | 8.35 | 14.27 | 3.48 | 2.94 | 2.51 | 1.98 |
| Pretax Income | (68.83) | (36.37) | (36.72) | (27.48) | (7.40) | 12.48 | 4.39 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Tax Provision | 0.15 | (2.17) | 39.98 | (5.01) | (1.67) | 1.84 | 1.23 | 2.02 | 0.15 | (1.80) | (8.13) | (0.22) | 0.31 | 0.25 | 0.92 | 1.03 | 7.66 | 6.02 | 6.62 | 6.79 |
| Net Income | (68.98) | (34.20) | (76.70) | (22.47) | (5.74) | 10.64 | 3.16 | 5.10 | 0.43 | (8.54) | (27.46) | (0.96) | 2.54 | 1.51 | 3.14 | 4.19 | 26.68 | 18.77 | 22.89 | 24.97 |
| Basic EPS | (8.28) | -- | (9.25) | (2.71) | (0.69) | 1.42 | 0.38 | 0.62 | 0.07 | (1.34) | (4.30) | (0.15) | 0.39 | 0.24 | 0.49 | 0.65 | 4.16 | 2.89 | 3.50 | 3.78 |
| Diluted EPS | (8.28) | -- | (9.25) | (2.71) | (0.69) | 1.39 | 0.37 | 0.61 | 0.07 | (1.34) | (4.30) | (0.15) | 0.40 | 0.23 | 0.48 | 0.63 | 4.00 | 2.77 | 3.33 | 3.57 |
Cash Flow Statement
(in millions USD)| Metric | Q1
2027 | Q4
2026 | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 |
|---|
| Operating Cash Flow | 80.07 | 67.74 | (5.92) | 9.06 | (5.92) | 19.22 | (30.78) | (37.21) | (10.73) | 12.96 | (76.13) | (14.97) | (12.39) | (30.66) | (92.68) | (45.40) | (11.61) | (32.72) | (38.56) | (31.39) |
| Capital Expenditures | 0.09 | 0.29 | 0.28 | 0.78 | 0.46 | 0.80 | 0.75 | 2.34 | 1.28 | 2.72 | 2.15 | 0.99 | 0.03 | 5.62 | 15.07 | 1.38 | 7.04 | 7.04 | 5.16 | 1.69 |
| Free Cash Flow* | 79.98 | 67.45 | (6.20) | 8.28 | (6.38) | 18.42 | (31.53) | (39.54) | (12.01) | 10.24 | (78.28) | (15.96) | (12.42) | (36.28) | (107.75) | (46.78) | (18.65) | (39.76) | (43.71) | (33.08) |
| Investing Cash Flow | 0.79 | (0.15) | (0.24) | (0.69) | (0.44) | (0.78) | (0.75) | (9.84) | (1.32) | (7.74) | 6.93 | (8.51) | (2.54) | (8.37) | (15.82) | (0.85) | (7.04) | (8.13) | (5.38) | (1.69) |
| Financing Cash Flow | (102.53) | (172.91) | (7.83) | 121.17 | 3.25 | (20.26) | 28.20 | 82.28 | 11.90 | (5.12) | 76.52 | 27.66 | 17.49 | 67.40 | 33.44 | 70.42 | 58.64 | 41.33 | 43.34 | 32.91 |
* Derived from reported values
