Financial Statements — CUBB
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 4.18 | 4.80 | 4.19 | 3.50 | 3.43 | 3.09 | 3.05 | 3.70 | 3.42 | 3.16 | 2.05 | 0.40 | 0.25 | 0.27 | 1.05 | 0.43 | 0.52 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 15.99 |
| Total Assets | 26.52 | 25.88 | 24.26 | 22.55 | 22.42 | 21.46 | 20.94 | 21.35 | 21.86 | 22.03 | 21.75 | 20.37 | 20.25 | 19.16 | 19.11 | 19.64 | 18.82 |
| Total Deposits | 21.73 | 21.59 | 20.41 | 18.98 | 18.93 | 18.07 | 17.68 | 17.96 | 18.20 | 17.95 | 17.72 | 17.52 | 16.94 | 16.42 | 16.97 | 13.87 | 12.47 |
| Long-term Debt | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.00 | 3.87 | 3.28 |
| Total Liabilities | 24.32 | 23.74 | 22.13 | 20.69 | 20.56 | 19.65 | 19.20 | 19.66 | 20.30 | 20.57 | 20.33 | 18.98 | 18.90 | 17.79 | 17.82 | 18.38 | 17.63 |
| Retained Earnings | 1.68 | 1.60 | 1.47 | 1.39 | 1.34 | 1.30 | 1.26 | 1.21 | 1.10 | 1.02 | 0.97 | 0.90 | 0.84 | 0.78 | 0.61 | 0.50 | 0.44 |
| Total Stockholder Equity | 2.21 | 2.14 | 2.13 | 1.86 | 1.86 | 1.80 | 1.75 | 1.69 | 1.56 | 1.46 | 1.42 | 1.39 | 1.35 | 1.38 | 1.28 | 1.25 | 1.19 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 344.66 | 336.31 | 355.20 | 361.48 | 328.00 | 314.91 | 329.91 | 332.11 | 334.04 | 331.78 | 345.92 | 376.34 | 330.16 | 314.95 | 269.65 | 235.92 | 196.33 | 183.48 | 214.04 | 242.85 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 166.39 | 171.39 | 173.41 | 176.57 | 164.89 | 165.05 | 134.51 | 76.88 | 31.48 | 18.78 | 20.34 | 22.96 |
| Net Interest Income | 193.37 | 191.35 | 204.43 | 201.91 | 176.70 | 167.45 | 167.82 | 158.54 | 167.65 | 160.39 | 172.51 | 199.77 | 165.27 | 149.90 | 135.14 | 159.03 | 164.85 | 164.70 | 193.69 | 219.89 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 16.00 | 13.89 | 13.16 |
| Non-interest Income | 34.04 | 34.32 | 32.52 | 30.19 | 29.61 | (24.49) | (0.39) | 8.56 | 31.04 | 21.23 | 18.67 | 17.77 | 16.00 | 18.12 | 7.35 | (9.02) | 12.75 | 21.20 | 16.99 | 25.59 |
| Non-interest Expense | 114.89 | 111.99 | 117.31 | 105.22 | 106.63 | 102.77 | 110.38 | 104.02 | 103.45 | 99.17 | 93.77 | 89.47 | 89.30 | 80.13 | 78.42 | 76.20 | 76.21 | 73.81 | 81.55 | 80.01 |
| Pretax Income | 89.45 | 90.31 | 97.30 | 100.34 | 78.90 | 11.89 | 35.86 | 46.02 | 77.12 | 65.38 | 83.89 | 110.23 | 68.34 | 68.28 | 35.85 | 81.81 | 77.55 | 96.09 | 115.25 | 152.31 |
| Tax Provision | 17.89 | 20.65 | 22.81 | 24.60 | 17.96 | (1.02) | 8.95 | (0.72) | 19.03 | 15.65 | 21.80 | 23.47 | 20.77 | 14.56 | 7.14 | 17.90 | 18.90 | 19.33 | 12.99 | 36.26 |
| Net Income | 71.56 | 69.65 | 74.49 | 75.75 | 60.94 | 12.91 | 26.92 | 46.74 | 58.09 | 49.73 | 62.09 | 86.76 | 47.57 | 53.72 | 28.71 | 63.91 | 58.65 | 76.76 | 100.67 | 116.04 |
| Basic EPS | 2.12 | 2.04 | 2.11 | 2.28 | 1.77 | 0.30 | 0.74 | 1.36 | 1.72 | 1.46 | 1.85 | 2.65 | 1.41 | 1.58 | 0.80 | 1.89 | 1.73 | 2.27 | 3.05 | 3.40 |
| Diluted EPS | 2.05 | 1.97 | 2.04 | 2.20 | 1.73 | 0.29 | 0.72 | 1.31 | 1.66 | 1.40 | 1.80 | 2.58 | 1.39 | 1.55 | 0.80 | 1.85 | 1.68 | 2.18 | 2.93 | 3.25 |
Cash Flow Statement
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 0.11 | 0.04 | 0.12 | 0.12 | 0.16 | 0.09 | 0.13 | 0.02 | 0.01 | (0.02) | -- | 0.14 | 0.09 | 0.02 | (0.30) | 0.11 | 0.05 | 0.12 | 0.02 | (0.01) |
| Capital Expenditures | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow* | 0.11 | 0.04 | 0.12 | 0.11 | 0.16 | 0.09 | 0.13 | 0.02 | 0.01 | (0.02) | -- | 0.14 | 0.09 | 0.02 | (0.30) | 0.11 | 0.05 | 0.12 | 0.02 | (0.01) |
| Investing Cash Flow | (1.30) | (0.63) | (0.41) | (1.03) | (0.12) | (0.50) | (0.26) | (0.39) | (0.20) | (0.16) | 1.16 | 0.40 | 0.80 | 0.80 | -- | 0.01 | (1.19) | 0.09 | -- | -- |
| Financing Cash Flow | 0.57 | 0.98 | 0.52 | 1.59 | 0.03 | 0.05 | 0.83 | 0.40 | (0.46) | 0.04 | (0.62) | (0.27) | 0.22 | 0.77 | -- | 0.04 | 1.11 | (0.45) | -- | (0.75) |
* Derived from reported values
