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Citizens Financial Services Inc (CZFS)
State Commercial Banks
Latest Price
$87.30
TTM P/E
10.22
Normalized P/E
13.43
TTM Div Yield
2.30%
Fwd Div Yield
2.30%
Book Value
73.43
P/B Ratio
1.19
Valuation metrics
adjust assumptions →EPS: $7.62
Target P/E: 13×
Formula: EPS × P/E
P/E Fair Value
$99.06
+13% upside
Institutional Ownership
31.5% held by institutions| Institution | Shares | Value | Ownership % | Change | Filing Date |
|---|---|---|---|---|---|
| BlackRock, Inc. | 354.6K | $25.0M | 7.37% | +23.3K | 2026-06-30 |
| Vanguard Capital Management LLC | 200.8K | $14.0M | 4.18% | -912 | 2026-06-30 |
| Geode Capital Management, LLC | 119.8K | $8.0M | 2.49% | +7.3K | 2026-06-30 |
| Citizens & Northern Corp | 117.1K | $8.0M | 2.43% | -- | 2026-06-30 |
| State Street Corp | 92.8K | $6.0M | 1.93% | -1.1K | 2026-06-30 |
| Hudock, Inc. | 78.1K | $5.0M | 1.62% | +37.3K | 2026-06-30 |
| American Century Companies Inc | 44.1K | $3.0M | 0.92% | -78 | 2026-06-30 |
| Sixth Street Partners Management Company, L.P. | 38.7K | $2.0M | 0.80% | -- | 2026-06-30 |
| Charles Schwab Investment Management Inc | 38.7K | $2.0M | 0.80% | +1.1K | 2026-06-30 |
| Northern Trust Corp | 37.4K | $2.0M | 0.78% | +283 | 2026-06-30 |