Citizens & Northern Corporation reported unaudited financial results for the second quarter ended June 30, 2026, with net income of $14.1 million ($0.79 per diluted share), a significant increase from $0.27 million ($0.02 per share) in Q1 2026. The company recorded a credit for credit losses of $1.8 million in Q2, contrasting with a $13.6 million provision in Q1 driven by a $10.1 million charge-off on a commercial real estate loan. Net interest margin expanded to 4.07%. Total assets were $3.15 billion, and the efficiency ratio improved to 60%. The company's growth was supported by the October 1, 2025, acquisition of Susquehanna Community Financial, Inc. The company operates in the community banking industry, providing financial services through its subsidiary, Citizens & Northern Bank.