Financial Statements — EBC
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.26 | 0.33 | 0.41 | 0.55 | 0.37 | 0.89 | 0.75 | 0.74 | 0.61 | 0.87 | 2.14 | 0.16 | 0.37 | 0.83 | 1.25 | 1.56 | 1.86 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 9.38 | 9.49 | 9.77 |
| Total Assets | 31.14 | 30.63 | 25.46 | 25.46 | 24.99 | 25.51 | 21.04 | 21.17 | 21.15 | 21.58 | 22.72 | 22.04 | 22.35 | 22.84 | 17.46 | 17.05 | 16.73 |
| Total Deposits | 25.92 | 25.11 | 21.12 | 21.22 | 20.80 | 21.22 | 17.54 | 17.67 | 17.42 | 18.18 | 18.54 | 18.73 | 19.16 | 19.39 | 13.65 | 13.25 | 12.98 |
| Total Liabilities | 26.86 | 26.35 | 21.65 | 21.77 | 21.40 | 21.84 | 18.08 | 18.22 | 18.70 | 19.06 | 20.14 | 19.63 | 19.63 | 19.83 | 14.03 | 13.62 | 13.34 |
| Retained Earnings | 2.18 | 2.10 | 2.00 | 1.92 | 1.84 | 2.05 | 2.08 | 2.07 | 1.75 | 1.70 | 1.67 | 1.86 | 1.82 | 1.78 | 1.75 | 1.72 | 1.70 |
| Total Stockholder Equity | 4.28 | 4.29 | 3.81 | 3.68 | 3.58 | 3.67 | 2.97 | 2.95 | 2.45 | 2.53 | 2.58 | 2.42 | 2.72 | 3.01 | 3.43 | 3.43 | 3.39 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 349.91 | 339.55 | 336.17 | 283.02 | 279.34 | 265.71 | 270.76 | 266.02 | 207.38 | 202.61 | 203.65 | 202.17 | 201.77 | 188.88 | 175.00 | 157.83 | 140.87 | 131.49 | 124.88 | 103.47 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | 96.16 | 78.73 | 72.71 | 70.34 | 64.96 | 60.18 | 50.57 | 25.00 | 5.65 | 3.11 | 3.36 | 2.44 | 0.78 |
| Net Interest Income | 251.93 | 244.66 | 237.41 | 200.25 | 202.03 | 188.90 | 179.19 | 169.86 | 128.65 | 129.90 | 133.31 | 137.21 | 141.59 | 138.31 | 149.99 | 152.18 | 137.76 | 128.12 | 122.44 | 102.69 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | (0.48) | -- | (1.49) |
| Non-interest Income | 57.59 | 43.56 | 46.08 | 41.25 | 42.85 | (236.12) | 37.35 | 33.53 | 25.35 | 27.69 | (32.41) | 19.16 | 53.83 | (278.33) | 44.52 | 43.35 | 41.88 | 46.42 | 49.00 | 43.21 |
| Non-interest Expense | 167.95 | 198.63 | 189.43 | 140.43 | 136.96 | 130.12 | 137.54 | 159.75 | 109.87 | 101.20 | 78.91 | 101.75 | 121.65 | 116.29 | 132.76 | 116.84 | 111.14 | 108.87 | 143.60 | 98.97 |
| Pretax Income | 134.82 | 83.83 | 89.16 | 93.97 | 100.32 | (183.94) | 72.18 | (3.35) | 38.00 | 48.94 | 16.79 | 47.29 | 66.27 | (256.34) | 50.87 | 72.21 | 67.44 | 66.16 | 32.15 | 48.42 |
| Tax Provision | 29.60 | 18.57 | (10.35) | (12.18) | 0.09 | 33.73 | 11.41 | 2.84 | 11.67 | 10.29 | (2.50) | (16.18) | 17.61 | (62.24) | 8.58 | 17.43 | 16.27 | 14.64 | (2.93) | 11.31 |
| Net Income | 105.21 | 65.26 | 99.51 | 106.14 | 100.23 | (217.67) | 60.77 | (6.19) | 26.33 | 38.65 | 318.50 | 59.11 | 48.66 | (194.10) | 42.29 | 54.78 | 51.17 | 51.52 | 35.09 | 37.11 |
| Basic EPS | 0.48 | 0.29 | 0.49 | 0.53 | 0.50 | (1.09) | 0.29 | (0.03) | 0.16 | 0.24 | 1.97 | 0.36 | 0.30 | (1.20) | 0.27 | 0.33 | 0.31 | 0.30 | 0.20 | 0.22 |
| Diluted EPS | 0.48 | 0.29 | 0.48 | 0.53 | 0.50 | (1.08) | 0.29 | (0.03) | 0.16 | 0.24 | 1.97 | 0.36 | 0.30 | (1.20) | 0.27 | 0.33 | 0.31 | 0.30 | 0.20 | 0.22 |
Cash Flow Statement
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 0.15 | (0.01) | 0.10 | 0.16 | 0.12 | 0.05 | 0.09 | 0.11 | 0.05 | 0.03 | 0.05 | 0.04 | 0.07 | 0.10 | 0.00 | 0.06 | 0.10 | 0.07 | 0.05 | 0.07 |
| Capital Expenditures | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow* | 0.15 | (0.01) | 0.10 | 0.15 | 0.12 | 0.05 | 0.08 | 0.11 | 0.05 | 0.03 | 0.05 | 0.03 | 0.07 | 0.10 | 0.00 | 0.06 | 0.10 | 0.07 | 0.05 | 0.07 |
| Investing Cash Flow | (0.62) | (0.01) | 0.20 | (0.16) | (0.32) | (0.08) | (0.03) | 1.02 | 0.11 | (0.04) | 0.54 | 0.11 | (0.17) | 1.92 | (0.50) | (0.17) | (0.24) | (0.16) | 0.40 | (0.77) |
| Financing Cash Flow | 0.39 | 0.04 | (0.40) | (0.14) | 0.39 | (0.60) | 0.06 | (0.99) | (0.15) | 0.06 | (0.51) | (0.41) | (1.16) | (0.05) | 0.51 | (0.10) | (0.32) | (0.31) | (0.47) | 0.39 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Dividends Per Share | 0.15 | 0.13 | 0.13 | 0.13 | 0.13 | 0.12 | 0.12 | 0.11 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | (0.15) | 0.08 | 0.08 | 0.06 |