Financial Statements — FCF
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.18 | 0.34 | 0.16 | 0.16 | 0.14 | 0.58 | 0.19 | 0.31 | 0.34 | 0.45 | 0.40 | 0.18 | 0.30 | 0.52 | 0.33 | 0.28 | 0.50 |
| Net Loans & Leases | 9.34 | 9.30 | 9.56 | 9.44 | 8.97 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Total Assets | 12.21 | 12.26 | 12.31 | 12.24 | 11.79 | 11.98 | 11.63 | 11.69 | 11.42 | 11.32 | 11.11 | 9.58 | 9.53 | 9.64 | 9.48 | 9.40 | 9.42 |
| Total Deposits | 10.26 | 10.41 | 10.23 | 10.10 | 9.86 | 9.75 | 9.41 | 9.45 | 9.24 | 9.15 | 9.23 | 8.08 | 8.05 | 8.17 | 7.94 | 7.89 | 7.87 |
| Long-term Debt | 0.13 | 0.13 | 0.26 | 0.26 | 0.26 | 0.14 | 0.14 | 0.19 | 0.19 | 0.19 | 0.19 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.23 |
| Total Liabilities | 10.64 | 10.71 | 10.77 | 10.72 | 10.34 | 10.57 | 10.26 | 10.36 | 10.18 | 10.09 | 9.89 | 8.56 | 8.48 | 8.57 | 8.36 | 8.30 | 8.33 |
| Retained Earnings | 1.12 | 1.09 | 1.04 | 1.01 | 0.99 | 0.95 | 0.93 | 0.91 | 0.85 | 0.82 | 0.79 | 0.75 | 0.73 | 0.71 | 0.67 | 0.64 | 0.63 |
| Total Stockholder Equity | 1.57 | 1.55 | 1.54 | 1.52 | 1.45 | 1.41 | 1.36 | 1.33 | 1.24 | 1.23 | 1.23 | 1.02 | 1.05 | 1.07 | 1.11 | 1.11 | 1.09 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 159.32 | 157.22 | 163.93 | 162.71 | 158.93 | 147.13 | 150.00 | 154.32 | 150.68 | 145.46 | 144.26 | 139.89 | 131.27 | 114.59 | 96.28 | 85.70 | 76.73 | 71.24 | 73.53 | 74.20 |
| Interest Expense | 46.88 | 48.24 | 50.72 | 51.59 | 52.69 | 51.61 | 54.92 | 57.81 | 55.69 | 53.16 | 48.52 | 42.13 | 33.44 | 20.23 | 8.25 | 3.34 | 3.07 | 3.07 | 3.28 | 3.55 |
| Net Interest Income | 112.44 | 108.97 | 113.20 | 111.12 | 106.24 | 95.52 | 95.08 | 96.52 | 94.99 | 92.30 | 95.74 | 97.76 | 97.82 | 94.36 | 88.03 | 82.36 | 73.66 | 68.17 | 70.26 | 70.65 |
| Provision for Credit Losses | 8.93 | 10.73 | 7.01 | 11.33 | 12.66 | 5.74 | 6.49 | 10.62 | 7.83 | 4.24 | 1.08 | 5.89 | 2.79 | 8.00 | 5.54 | 5.92 | 4.10 | 1.96 | (1.73) | 0.33 |
| Non-interest Income | 27.00 | 24.59 | 24.72 | 24.86 | 24.75 | 22.50 | 25.34 | 24.70 | 25.21 | 23.99 | 24.30 | 24.83 | 24.52 | 22.96 | 24.31 | 25.91 | 24.51 | 23.98 | 26.07 | 27.25 |
| Non-interest Expense | 74.24 | 75.60 | 74.48 | 72.83 | 76.27 | 71.25 | 69.30 | 70.07 | 65.80 | 65.57 | 65.18 | 67.41 | 65.94 | 71.38 | 58.33 | 59.90 | 55.68 | 55.72 | 55.43 | 55.03 |
| Pretax Income | 56.27 | 47.23 | 56.44 | 51.82 | 42.07 | 41.04 | 44.62 | 40.53 | 46.58 | 46.48 | 56.72 | 49.29 | 53.61 | 37.94 | 44.88 | 42.45 | 38.39 | 34.46 | 43.63 | 42.53 |
| Tax Provision | 11.68 | 9.69 | 11.56 | 10.49 | 8.66 | 8.34 | 8.77 | 8.44 | 9.49 | 8.93 | 11.89 | 10.05 | 10.83 | 7.71 | 9.15 | 8.48 | 7.64 | 6.73 | 8.85 | 8.44 |
| Net Income | 44.59 | 37.55 | 44.88 | 41.33 | 33.40 | 32.70 | 35.85 | 32.09 | 37.09 | 37.55 | 44.83 | 39.23 | 42.78 | 30.22 | 35.73 | 33.97 | 30.75 | 27.73 | 34.78 | 34.09 |
| Basic EPS | 0.44 | 0.37 | 0.44 | 0.40 | 0.32 | 0.32 | 0.36 | 0.31 | 0.36 | 0.37 | 0.45 | 0.38 | 0.42 | 0.30 | 0.39 | 0.36 | 0.33 | 0.29 | 0.37 | 0.36 |
| Diluted EPS | 0.44 | 0.37 | 0.44 | 0.39 | 0.32 | 0.32 | 0.35 | 0.31 | 0.36 | 0.37 | 0.44 | 0.38 | 0.42 | 0.30 | 0.39 | 0.36 | 0.33 | 0.29 | 0.36 | 0.36 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 3.64 | 86.83 | 51.75 | 49.50 | 30.41 | 55.89 | 13.52 | 53.61 | 22.69 | 39.65 | 44.02 | 20.40 | 47.74 | 38.60 | 42.73 | 48.31 | 29.17 | 31.20 | 45.62 | 46.10 |
| Investing Cash Flow | (100.03) | 210.81 | (13.66) | (73.64) | (87.37) | (213.56) | (41.55) | 18.69 | (34.62) | (64.24) | (225.28) | (212.02) | (148.08) | 11.12 | (260.34) | (183.87) | (108.64) | (35.94) | (24.29) | (33.78) |
| Financing Cash Flow | (66.92) | (135.05) | (19.14) | 25.38 | 75.78 | 165.62 | (420.87) | 321.72 | (110.15) | 187.97 | (8.82) | 79.83 | 153.41 | 191.84 | 191.08 | 16.53 | (145.53) | 134.18 | 39.37 | 37.90 |
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 |