FAIR ISAAC CORP (FICO)

Services-Business Services, NEC

Latest Price

$985.96

TTM P/E

28.49

Normalized P/E

45.11

Div Yield

Book Value

P/B Ratio

Valuation metrics

Norm. op. income: $593M (median of 6yr)

Tax rate: 19%

Discount rate: 10%

Growth assumption: zero (EPV is a no-growth value)

Earnings Power Value

$77.31

92% downside

Base FCF: $503M (median of recent 5yr)

Growth: 21%/yr (median YOY, capped at 25%)

Discount rate: 10%

Terminal growth: 3%

Projection horizon: 10 years

DCF Fair Value

$1,089.54

+11% upside

EPS: $26.54

Target P/E: 45×

Formula: EPS × P/E

P/E Fair Value

$1,194.30

+21% upside

100.0% held by institutions

Institution	Shares	Value	Ownership %	Change	Filing Date
XXEC, Inc.	38.81M	$33.0M	--	+38.81M	2026-06-30
BlackRock, Inc.	2.09M	$2.49B	9.66%	-101.7K	2026-06-30
VANGUARD CAPITAL MANAGEMENT LLC	1.48M	$1.76B	6.84%	-25.1K	2026-06-30
Capital Research Global Investors	1.30M	$1.55B	6.00%	+177.4K	2026-06-30
VANGUARD PORTFOLIO MANAGEMENT LLC	1.26M	$1.50B	5.81%	-384	2026-06-30
Capital International Investors	1.25M	$1.49B	5.78%	+538.6K	2026-06-30
STATE STREET CORP	1.05M	$1.26B	4.88%	+11.0K	2026-06-30
GEODE CAPITAL MANAGEMENT, LLC	731.8K	$873.0M	3.39%	-5.7K	2026-06-30
Capital World Investors	716.0K	$855.0M	3.32%	-16.7K	2026-06-30
Valley Forge Capital Management, LP	672.2K	$803.0M	3.11%	-97.2K	2026-06-30