Financial Statements — FINV
Balance Sheet
(in billions CNY)| Metric | FY
2025 | FY
2024 | FY
2023 | FY
2022 | FY
2021 | FY
2020 | FY
2019 |
|---|
| Cash & Equivalents | 4.29 | 4.67 | 4.97 | 3.64 | 4.42 | 2.63 | 0.33 |
| Net Loans & Leases | 0.93 | 4.16 | -- | -- | -- | -- | -- |
| Total Assets | 3.63 | 23.61 | 3.00 | 3.10 | 2.85 | 14.88 | 2.63 |
| Long-term Debt | 0.01 | -- | -- | -- | -- | -- | -- |
| Total Liabilities | 8.57 | 8.05 | 1.05 | 8.94 | 1.17 | 0.99 | 1.48 |
| Retained Earnings | 1.72 | 10.21 | 1.18 | 6.50 | 4.69 | 2.65 | 1.97 |
| Total Stockholder Equity | 16.55 | 15.20 | 13.75 | 1.79 | 10.66 | 8.36 | 1.14 |
Income Statement
(in billions CNY) (except per-share rows)| Metric | FY
2025 | FY
2024 | FY
2023 | FY
2022 | FY
2021 | FY
2020 | FY
2019 |
|---|
| Interest Expense | 0.03 | -- | 0.05 | 0.15 | 0.07 | 0.23 | -- |
| Net Interest Income | 1.34 | 0.85 | 1.05 | 1.17 | 1.22 | 1.11 | -- |
| Provision for Credit Losses | 0.09 | 0.32 | 0.08 | 0.06 | 0.06 | 0.07 | 0.04 |
| Pretax Income | 3.10 | 2.85 | 0.39 | 2.74 | 0.43 | 0.37 | 0.41 |
| Tax Provision | 0.56 | 0.46 | 0.40 | 0.07 | 0.04 | 0.46 | 0.48 |
| Net Income | 0.36 | 2.38 | 2.34 | 0.33 | 0.39 | 0.30 | 0.34 |
| Basic EPS | 2.02 | 1.85 | 0.24 | 1.60 | 1.77 | 1.34 | 1.56 |
| Diluted EPS | 0.27 | 1.81 | 0.24 | 1.56 | 0.27 | 0.20 | 0.22 |
Cash Flow Statement
(in billions CNY)| Metric | FY
2025 | FY
2024 | FY
2023 | FY
2022 | FY
2021 | FY
2020 | FY
2019 |
|---|
| Operating Cash Flow | 1.87 | 2.89 | 1.41 | 0.04 | 0.63 | 0.34 | (0.22) |
| Capital Expenditures | 0.01 | 0.03 | 0.54 | 0.01 | 0.06 | 0.01 | 0.05 |
| Free Cash Flow* | 1.86 | 2.87 | 0.88 | 0.03 | 0.57 | 0.33 | (0.26) |
| Investing Cash Flow | (2.18) | (2.30) | 0.20 | (0.23) | 1.99 | 0.16 | (0.12) |
| Financing Cash Flow | (0.19) | (0.62) | (0.36) | (0.12) | (0.04) | (0.47) | 0.25 |
* Derived from reported values
