Financial Statements — FMBM
Balance Sheet
(in billions USD)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.08 | 0.06 | 0.09 | 0.05 | 0.09 | 0.06 | 0.05 | 0.05 | 0.02 | 0.04 | 0.03 | 0.03 | 0.02 | 0.00 | 0.18 | 0.19 | 0.10 |
| Total Assets | 1.36 | 1.40 | 1.41 | 1.31 | 1.31 | 1.34 | 1.31 | 1.32 | 1.28 | 1.28 | 1.25 | 1.24 | 1.23 | 0.00 | 1.17 | 1.10 | 1.01 |
| Total Deposits | 1.24 | 1.26 | 1.28 | 1.20 | 1.20 | 1.22 | 1.19 | 1.16 | 1.13 | 1.14 | 1.11 | 1.12 | 1.10 | 0.00 | 1.03 | 0.96 | 0.86 |
| Long-term Debt | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | -- | -- | -- | -- | -- | -- | 0.01 | 0.01 | 0.00 | 0.02 | 0.03 | 0.03 |
| Total Liabilities | 1.26 | 1.29 | 1.30 | 1.22 | 1.22 | 1.25 | 1.23 | 1.24 | 1.22 | 1.21 | 1.18 | 1.17 | 1.16 | 0.00 | 1.07 | 1.00 | 0.91 |
| Retained Earnings | 0.09 | 0.10 | 0.09 | 0.09 | 0.09 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.00 | 0.08 | 0.08 | 0.07 |
| Total Stockholder Equity | 0.10 | 0.11 | 0.11 | 0.09 | 0.09 | 0.09 | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.00 | 0.10 | 0.10 | 0.10 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 17.05 | 18.10 | 17.49 | 17.62 | 16.81 | 16.26 | 16.95 | 16.29 | 15.72 | 15.52 | 15.11 | 14.62 | 13.62 | 12.97 | 21.15 | 11.01 | 10.01 | 0.01 | 8.96 | 9.06 |
| Interest Expense | 6.56 | 5.77 | 6.06 | 6.56 | 6.29 | 6.82 | -- | -- | 7.52 | 7.45 | 7.04 | 6.63 | 5.86 | 5.15 | 4.36 | 1.88 | 1.01 | 0.00 | 1.08 | 1.09 |
| Net Interest Income | 10.50 | 12.33 | 11.43 | 11.06 | 10.53 | 9.44 | 9.17 | 8.49 | 8.20 | 8.07 | 8.07 | 7.99 | 7.77 | 7.83 | 16.80 | 9.13 | 9.00 | 0.01 | 7.88 | 7.97 |
| Provision for Credit Losses | 1.62 | 0.31 | 0.29 | 1.08 | 1.08 | (0.10) | -- | 0.90 | (0.46) | 0.82 | (0.13) | 0.62 | 0.54 | 0.00 | 0.72 | -- | -- | -- | -- | -- |
| Non-interest Income | 2.73 | 4.85 | 2.90 | 2.80 | 2.79 | 2.85 | 2.64 | 2.75 | 2.99 | 2.39 | 2.99 | 2.53 | 2.75 | 1.88 | 5.35 | 2.01 | 2.27 | 0.00 | 1.91 | 2.96 |
| Non-interest Expense | 9.32 | 10.45 | 10.31 | 9.46 | 8.71 | 9.52 | 8.20 | 9.66 | 8.16 | 8.42 | 10.96 | 8.92 | 10.17 | 8.71 | 17.54 | 8.60 | 8.75 | 0.01 | 8.71 | 8.50 |
| Pretax Income | 3.37 | 6.47 | 3.70 | 3.32 | 3.42 | 2.87 | 2.54 | 0.68 | 3.49 | 1.22 | 0.24 | 0.97 | (0.19) | 1.00 | 4.33 | 2.54 | 1.92 | 0.00 | 1.69 | 2.66 |
| Tax Provision | 0.45 | 1.10 | 0.48 | 0.43 | 0.46 | 0.41 | 0.28 | (0.11) | 0.47 | -0.00 | (0.22) | (0.04) | (0.43) | (0.05) | 0.11 | 0.24 | 0.13 | -0.00 | 0.31 | 0.32 |
| Net Income | 2.92 | 5.37 | 3.23 | 2.88 | 2.97 | 2.46 | 2.26 | 0.79 | 3.02 | 1.22 | 0.46 | 1.02 | 0.24 | 1.06 | 4.22 | 2.30 | 1.79 | 0.00 | 1.38 | 2.34 |
| Basic EPS | -- | 1.52 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.30 | 0.49 | 0.67 | 0.51 | 0.74 | 0.39 | 0.71 |
| Diluted EPS | 0.82 | 1.50 | 0.91 | 0.80 | 0.84 | 0.70 | 0.63 | -- | -- | -- | -- | -- | -- | -- | 0.49 | 0.67 | 0.51 | 0.74 | 0.42 | 0.66 |
Cash Flow Statement
(in millions USD)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 | Q2
2021 |
|---|
| Operating Cash Flow | 14.58 | 5.03 | 5.70 | 2.03 | 5.52 | 3.78 | 1.15 | (0.38) | 2.94 | (8.47) | 6.47 | 4.37 | 0.04 | 10.60 | 10.49 | 18.79 | 0.01 | -- | -- | 2.50 |
| Capital Expenditures | 0.38 | 0.07 | 0.73 | 0.14 | 0.13 | 0.06 | 0.07 | 0.08 | 0.07 | 0.08 | 0.11 | 4.58 | 0.68 | 0.92 | 0.30 | 2.42 | -- | -- | -- | 0.11 |
| Free Cash Flow* | 14.20 | 4.96 | 4.97 | 1.89 | 5.39 | 3.72 | 1.09 | (0.47) | 2.87 | (8.55) | 6.36 | (0.22) | (0.65) | 9.67 | 10.19 | 16.37 | -- | -- | -- | 2.39 |
| Investing Cash Flow | (24.58) | (11.72) | (17.55) | (39.82) | 23.42 | 31.85 | (18.51) | 10.31 | 3.58 | 11.56 | (29.78) | (22.19) | (9.78) | (11.11) | (8.77) | (127.93) | (0.08) | (142.13) | (77.71) | 2.81 |
| Financing Cash Flow | 37.42 | (18.44) | 28.90 | (4.40) | 4.02 | (38.99) | 27.22 | (11.95) | 22.25 | (1.52) | 8.97 | 23.06 | 6.07 | 5.15 | 11.33 | 38.31 | 0.03 | 48.22 | 64.59 | 76.98 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q3
2026 | Q2
2026 | Q1
2026 | Q4
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 | 0.26 |
