Financial Statements — FRAF
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.20 | 0.21 | 0.19 | 0.21 | 0.22 | 0.24 | 0.18 | 0.18 | 0.07 | 0.06 | 0.09 | 0.21 | 0.20 | 0.17 | 0.10 | 0.10 | 0.11 |
| Total Assets | 2.34 | 2.30 | 2.30 | 2.29 | 2.26 | 2.15 | 2.04 | 2.01 | 1.83 | 1.74 | 1.71 | 1.85 | 1.83 | 1.77 | 1.73 | 1.68 | 1.60 |
| Total Deposits | 1.92 | 1.89 | 1.90 | 1.89 | 1.87 | 1.72 | 1.59 | 1.56 | 1.57 | 1.51 | 1.50 | 1.70 | 1.68 | 1.60 | 1.54 | 1.49 | 1.42 |
| Total Liabilities | 2.15 | 2.12 | 2.13 | 2.13 | 2.11 | 2.00 | 1.90 | 1.88 | 1.71 | 1.62 | 1.59 | 1.74 | 1.71 | 1.63 | 1.58 | 1.53 | 1.46 |
| Retained Earnings | 0.17 | 0.16 | 0.15 | 0.15 | 0.14 | 0.14 | 0.14 | 0.14 | 0.13 | 0.13 | 0.13 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 | 0.11 |
| Total Stockholder Equity | 0.18 | 0.18 | 0.17 | 0.16 | 0.15 | 0.15 | 0.14 | 0.13 | 0.11 | 0.12 | 0.12 | 0.11 | 0.12 | 0.14 | 0.15 | 0.15 | 0.14 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 28.93 | 27.77 | 29.04 | 29.68 | 28.60 | 27.06 | 26.86 | 26.05 | 24.73 | 23.81 | 21.51 | 20.15 | 18.51 | 16.58 | 17.00 | 15.04 | 12.88 | 11.53 | 12.13 | 12.30 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | 10.52 | 10.26 | 7.62 | 6.45 | 5.32 | 3.75 | 2.39 | 0.98 | 0.76 | 0.73 | 0.72 | 0.71 |
| Net Interest Income | 19.35 | 18.52 | 18.61 | 18.19 | 17.24 | 15.61 | 15.10 | 14.65 | 14.21 | 13.55 | 13.90 | 13.71 | 13.20 | 12.84 | 14.60 | 14.06 | 12.11 | 10.81 | 11.41 | 11.59 |
| Provision for Credit Losses | 1.64 | 0.22 | 0.29 | 1.20 | 0.64 | 0.78 | 0.50 | 0.49 | 0.55 | 0.45 | 0.79 | 0.88 | 0.53 | 0.53 | -- | -- | -- | -- | (0.20) | 0.00 |
| Non-interest Income | 5.15 | 5.36 | 4.70 | 4.81 | 5.10 | 4.56 | 0.29 | 4.85 | 4.35 | 4.19 | 4.08 | 4.01 | 3.53 | 3.23 | 3.61 | 3.66 | 4.09 | 3.88 | 4.59 | 6.18 |
| Non-interest Expense | 14.61 | 15.35 | 15.54 | 15.15 | 14.39 | 14.58 | 14.34 | 13.92 | 14.34 | 13.30 | 13.15 | 12.20 | 12.65 | 12.02 | 13.20 | 12.20 | 12.03 | 11.27 | 11.98 | 10.99 |
| Pretax Income | 8.25 | 8.31 | 7.48 | 6.66 | 7.32 | 4.81 | 0.55 | 5.10 | 3.68 | 3.99 | 4.05 | 4.65 | 3.54 | 3.51 | 4.37 | 5.53 | 4.17 | 3.43 | 4.22 | 6.79 |
| Tax Provision | 1.64 | 1.67 | 1.44 | 1.30 | 1.41 | 0.89 | 0.06 | 0.89 | 0.65 | 0.62 | 0.58 | 0.79 | 0.57 | 0.22 | 0.65 | 0.90 | 0.60 | 0.41 | 0.56 | 0.93 |
| Net Income | 6.61 | 6.64 | 6.04 | 5.35 | 5.91 | 3.92 | 0.49 | 4.22 | 3.03 | 3.36 | 3.47 | 3.86 | 2.98 | 3.29 | 3.72 | 4.63 | 3.58 | 3.01 | 3.65 | 5.86 |
| Basic EPS | 1.47 | 1.48 | 1.36 | 1.20 | 1.32 | 0.88 | 0.12 | 0.96 | 0.67 | 0.77 | 0.79 | 0.89 | 0.68 | 0.75 | 0.85 | 1.05 | 0.80 | 0.68 | 0.83 | 1.32 |
| Diluted EPS | 1.47 | 1.48 | 1.35 | 1.19 | 1.32 | 0.88 | 0.13 | 0.95 | 0.66 | 0.77 | 0.79 | 0.88 | 0.68 | 0.75 | 0.84 | 1.05 | 0.80 | 0.67 | 0.83 | 1.31 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 6.69 | 24.10 | 3.19 | 8.30 | 5.14 | 8.82 | 4.22 | 7.80 | 2.43 | 7.30 | 5.92 | 7.26 | 5.67 | 7.72 | 7.50 | 8.46 | 4.84 | 4.45 | 2.48 | 11.78 |
| Capital Expenditures | 0.70 | 0.12 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Free Cash Flow* | 5.99 | 23.98 | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- |
| Investing Cash Flow | (55.78) | 6.64 | 5.06 | (26.86) | (46.91) | (38.32) | (87.83) | (46.98) | (31.44) | (18.11) | (46.18) | (91.31) | (55.48) | 14.72 | 2.38 | (20.07) | (60.56) | (16.80) | 34.81 | (62.90) |
| Financing Cash Flow | 33.34 | 52.32 | (68.67) | (1.09) | 24.61 | 50.84 | 50.91 | 95.77 | 26.17 | 170.24 | (10.55) | 93.18 | 28.08 | (0.77) | (155.13) | 23.50 | 80.28 | 10.91 | 38.97 | 51.88 |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.34 | 0.33 | 0.33 | 0.33 | 0.33 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 |
