Financial Statements — GDOT
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 1.14 | 1.65 | 1.64 | 2.31 | 1.77 | 1.45 | 1.32 | 1.12 | 0.71 | 0.66 | 0.72 | 0.81 | 0.78 | 1.32 | 1.80 | 1.89 | 2.71 |
| Total Current Assets | 2.32 | 2.83 | 2.57 | 3.15 | 2.75 | 2.22 | 2.42 | 2.22 | 1.54 | 1.32 | 1.35 | 1.36 | 1.41 | 1.96 | 2.40 | 2.40 | 3.28 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 |
| Total Assets | 6.19 | 6.65 | 5.77 | 5.58 | 5.73 | 5.29 | 5.52 | 5.32 | 4.66 | 4.57 | 4.69 | 4.69 | 4.71 | 5.03 | 4.39 | 4.29 | 5.04 |
| Total Deposits | 4.64 | 4.53 | 4.22 | 4.10 | 4.17 | 3.84 | 3.90 | 3.74 | 3.19 | 3.23 | 3.34 | 3.48 | 3.38 | 3.61 | 2.96 | 2.86 | 3.59 |
| Total Current Liabilities | 5.19 | 5.64 | 4.79 | 4.59 | 4.71 | 4.31 | 4.64 | 4.45 | 3.82 | 3.73 | 3.82 | 3.90 | 3.79 | 4.03 | 3.29 | 3.20 | 3.99 |
| Total Liabilities | 5.25 | 5.71 | 4.85 | 4.66 | 4.78 | 4.35 | 4.65 | 4.45 | 3.87 | 3.73 | 3.83 | 3.91 | 3.80 | 4.04 | 3.31 | 3.22 | 4.01 |
| Retained Earnings | 0.70 | 0.70 | 0.69 | 0.72 | 0.77 | 0.74 | 0.75 | 0.78 | 0.79 | 0.80 | 0.80 | 0.76 | 0.75 | 0.74 | 0.71 | 0.70 | 0.68 |
| Total Stockholder Equity | 0.94 | 0.94 | 0.91 | 0.92 | 0.95 | 0.93 | 0.87 | 0.87 | 0.80 | 0.84 | 0.86 | 0.78 | 0.91 | 0.98 | 1.08 | 1.07 | 1.02 |
Income Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Net Interest Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | (1.46) | (0.91) | (0.24) | (0.24) | (1.64) | (0.11) | (0.03) | (0.03) | (0.09) | (0.04) | (0.04) |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 10.25 | 6.60 | 7.30 | 7.95 | 10.50 | 6.25 | 8.59 |
| Pretax Income* | (2.35) | 67.64 | (32.28) | (35.72) | (62.92) | 33.66 | 7.86 | (8.21) | (29.47) | 7.29 | (26.14) | (7.88) | 2.32 | 46.33 | 6.83 | 6.49 | 19.87 | 50.74 | (12.20) | 9.64 |
| Tax Provision | (0.27) | 13.89 | 14.54 | (4.93) | (15.90) | 7.88 | 2.75 | (0.37) | (0.75) | 2.54 | (2.53) | (1.61) | 1.75 | 10.32 | 0.94 | 1.79 | 4.86 | 12.11 | (1.68) | 2.31 |
| Net Income | (2.09) | 53.75 | (46.82) | (30.79) | (47.02) | 25.77 | 5.10 | (7.84) | (28.71) | 4.75 | (23.60) | (6.26) | 0.58 | 36.01 | 5.88 | 4.70 | 15.01 | 38.62 | (10.52) | 7.34 |
* Derived from reported values
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 99.62 | 95.06 | (62.47) | 23.33 | 68.98 | 108.72 | (23.01) | (16.28) | 31.50 | 89.18 | (34.93) | 4.68 | 27.23 | 100.53 | 25.61 | 64.63 | 71.81 | 115.64 | 15.30 | 27.78 |
| Capital Expenditures | 19.85 | 19.03 | 13.84 | 19.78 | 19.49 | 19.42 | 22.12 | 20.67 | 17.00 | 14.50 | 20.44 | 17.38 | 18.59 | 19.53 | 23.72 | 24.07 | 17.53 | 19.01 | 17.79 | 15.82 |
| Free Cash Flow* | 79.78 | 76.03 | (76.31) | 3.54 | 49.49 | 89.30 | (45.13) | (36.95) | 14.50 | 74.68 | (55.37) | (12.70) | 8.65 | 81.00 | 1.88 | 40.56 | 54.29 | 96.63 | (2.49) | 11.96 |
| Investing Cash Flow | (61.19) | (566.60) | (163.08) | (789.12) | 565.12 | (63.46) | (4.42) | 78.04 | 12.31 | (4.53) | 14.74 | 28.00 | 23.14 | (32.72) | 7.92 | (178.61) | (348.88) | (300.61) | (968.83) | (133.96) |
| Financing Cash Flow | (541.42) | 696.22 | 9.91 | 90.60 | (94.43) | 135.19 | 166.27 | 74.62 | 154.38 | 347.88 | (8.74) | 17.30 | (110.93) | (161.65) | (32.75) | 150.58 | (267.09) | 185.97 | 470.20 | 19.85 |
* Derived from reported values
