Financial Statements — HBCP
Balance Sheet
(in billions USD)| Metric | Q2
2026 | Q1
2026 | Q3
2025 | Q2
2025 | Q1
2025 | Q3
2024 | Q2
2024 | Q1
2024 | Q3
2023 | Q2
2023 | Q1
2023 | Q3
2022 | Q2
2022 | Q1
2022 | Q3
2021 | Q2
2021 | Q1
2021 |
|---|
| Cash & Equivalents | 0.19 | 0.22 | 0.19 | 0.11 | 0.11 | 0.14 | 0.11 | 0.09 | 0.08 | 0.10 | 0.11 | 0.15 | 0.44 | 0.55 | 0.41 | 0.39 | 0.28 |
| Net Loans & Leases | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.95 |
| Total Assets | 3.60 | 3.55 | 3.49 | 3.49 | 3.49 | 3.44 | 3.41 | 3.36 | 3.32 | 3.29 | 3.27 | 3.17 | 3.36 | 3.33 | 2.76 | 2.76 | 2.71 |
| Total Deposits | 3.07 | 3.03 | 2.98 | 2.91 | 2.83 | 2.78 | 2.72 | 2.72 | 2.60 | 2.55 | 2.56 | 2.74 | 2.92 | 2.94 | 2.37 | 2.37 | 2.33 |
| Total Liabilities | 3.15 | 3.11 | 3.07 | 3.08 | 3.08 | 3.05 | 3.04 | 2.99 | 2.97 | 2.94 | 2.92 | 2.85 | 3.03 | 2.99 | 2.42 | 2.43 | 2.38 |
| Retained Earnings | 0.30 | 0.29 | 0.28 | 0.27 | 0.26 | 0.25 | 0.25 | 0.24 | 0.23 | 0.22 | 0.22 | 0.20 | 0.19 | 0.19 | 0.18 | 0.17 | 0.16 |
| Total Stockholder Equity | 0.45 | 0.44 | 0.42 | 0.41 | 0.40 | 0.39 | 0.38 | 0.37 | 0.35 | 0.35 | 0.35 | 0.32 | 0.33 | 0.34 | 0.34 | 0.34 | 0.33 |
Income Statement
(in millions USD) (except per-share rows)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Interest & Dividend Income | 49.22 | 47.74 | 48.72 | 49.22 | 48.63 | 47.20 | 47.80 | 47.38 | 45.46 | 44.13 | 43.40 | 42.08 | 40.07 | 38.12 | 36.60 | 34.26 | 30.51 | 24.56 | 25.79 | 28.42 |
| Interest Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | 15.23 | 14.12 | 12.57 | 9.77 | 6.52 | 3.31 | 2.29 | 1.26 | 1.06 | 1.14 | 1.29 |
| Net Interest Income | 35.81 | 34.48 | 34.05 | 34.11 | 33.35 | 31.75 | 31.59 | 30.38 | 29.39 | 28.90 | 29.28 | 29.51 | 30.31 | 31.60 | 33.29 | 31.98 | 29.24 | 23.51 | 24.65 | 27.13 |
| Provision for Credit Losses | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 3.22 | (2.65) | (2.38) |
| Non-interest Income | 3.92 | 3.74 | 4.00 | 3.74 | 3.72 | 4.01 | 3.63 | 3.69 | 3.76 | 3.55 | 3.48 | 4.40 | 3.45 | 3.31 | 3.34 | 3.47 | 3.69 | 3.39 | 3.53 | 5.38 |
| Non-interest Expense | 24.55 | 22.94 | 23.05 | 22.53 | 22.41 | 21.58 | 22.36 | 22.26 | 21.81 | 20.87 | 20.60 | 21.34 | 20.96 | 19.94 | 21.18 | 20.72 | 21.77 | 18.24 | 18.02 | 16.43 |
| Pretax Income | 14.41 | 14.36 | 14.52 | 15.54 | 14.17 | 13.79 | 11.99 | 11.68 | 10.08 | 11.44 | 11.49 | 12.22 | 12.28 | 14.15 | 13.46 | 13.03 | 10.57 | 5.44 | 12.82 | 18.47 |
| Tax Provision | 2.79 | 3.00 | 3.11 | 3.19 | 2.84 | 2.82 | 2.31 | 2.24 | 1.96 | 2.24 | 2.11 | 2.47 | 2.50 | 2.83 | 2.68 | 2.60 | 2.11 | 1.04 | 2.58 | 3.41 |
| Net Income | 11.62 | 11.36 | 11.41 | 12.36 | 11.33 | 10.96 | 9.67 | 9.44 | 8.12 | 9.20 | 9.39 | 9.75 | 9.78 | 11.32 | 10.78 | 10.43 | 8.46 | 4.40 | 10.24 | 15.06 |
| Basic EPS | 1.49 | 1.47 | 1.48 | 1.60 | 1.47 | 1.38 | 1.22 | 1.19 | 1.02 | 1.15 | 1.18 | 1.22 | 1.22 | 1.40 | 1.33 | 1.29 | 1.04 | 0.53 | 1.24 | 1.80 |
| Diluted EPS | 1.48 | 1.45 | 1.46 | 1.59 | 1.45 | 1.37 | 1.21 | 1.18 | 1.02 | 1.14 | 1.17 | 1.22 | 1.21 | 1.39 | 1.32 | 1.28 | 1.03 | 0.53 | 1.23 | 1.79 |
Cash Flow Statement
(in millions USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Operating Cash Flow | 11.23 | 16.82 | 11.69 | 21.49 | 8.75 | 12.58 | 5.83 | 17.61 | 14.97 | 10.32 | 10.19 | 13.09 | 8.28 | 9.80 | 14.52 | 17.00 | 18.15 | 1.53 | 11.79 | 12.17 |
| Capital Expenditures | 1.94 | 2.35 | 4.61 | 0.83 | 0.85 | 3.87 | 0.55 | 0.64 | 1.62 | 1.25 | 0.50 | 0.38 | 0.94 | 0.20 | 0.80 | 0.63 | 0.94 | 0.34 | 0.47 | 0.87 |
| Free Cash Flow* | 9.29 | 14.46 | 7.08 | 20.66 | 7.90 | 8.70 | 5.29 | 16.96 | 13.35 | 9.07 | 9.69 | 12.71 | 7.33 | 9.60 | 13.72 | 16.37 | 17.21 | 1.19 | 11.32 | 11.30 |
| Investing Cash Flow | (85.85) | 16.58 | (48.75) | 74.74 | (4.04) | (24.82) | (47.05) | (2.08) | (32.24) | (25.73) | 1.29 | (46.65) | (35.97) | (12.93) | (122.19) | (122.58) | (149.19) | (101.39) | 8.15 | 22.30 |
| Financing Cash Flow | 39.36 | 48.49 | (10.66) | (19.50) | (2.77) | 24.36 | 3.89 | 6.89 | 40.26 | 30.05 | (20.16) | 21.20 | 17.39 | 22.90 | 44.51 | (188.02) | 27.17 | 46.44 | 167.81 | (13.98) |
* Derived from reported values
Dividends Per Share
(USD)| Metric | Q2
2026 | Q1
2026 | Q4
2025 | Q3
2025 | Q2
2025 | Q1
2025 | Q4
2024 | Q3
2024 | Q2
2024 | Q1
2024 | Q4
2023 | Q3
2023 | Q2
2023 | Q1
2023 | Q4
2022 | Q3
2022 | Q2
2022 | Q1
2022 | Q4
2021 | Q3
2021 |
|---|
| Dividends Per Share | 0.31 | 0.31 | 0.31 | 0.29 | 0.27 | 0.27 | 0.26 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.24 | 0.23 | 0.23 | 0.23 | 0.23 | 0.23 |
